428 Morningside Dr, Midland, MI, 48640
About This Home
Two bedroom, two bathroom. Many updates throughout. Move in ready. Centrally located. Make your way to the mall or downtown Main St in less than 10 minutes! HOA is walls out - Never worry about yard work or shoveling snow again! Come join this small community.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Basement,Poured
- Construction materials: Brick
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Free Standing Electric Oven,Free Standing Electric Range,Free Standing Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedroom
- Level: Entry
- Area: 126
- Dimensions: 14 X 9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Entry
- Area: 90
- Dimensions: 10 X 9
Features
- Finished area below ground: 800
- Finished area above ground: 1,294
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fans,Central Air
Interior Area
- Total interior livable area: 2,094 sqft
Kitchen
- Level: Entry
- Area: 108
- Dimensions: 12 X 9
Living Room
- Level: Entry
- Area: 294
- Dimensions: 21 X 14
Other
- Level: Entry
- Area: 90
- Dimensions: 10 X 9
Other
- Level: Entry
- Area: 48
- Dimensions: 8 X 6
Primary Bedroom
- Level: Entry
- Area: 180
- Dimensions: 15 X 12
Property
Details
- Parcel number: 140440376
- Special condition: Short Sale No,Standard
- Exclusions: Exclusion(s) Do Not Exist
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevel
- Patio & porch: Patio
Parking
- Total spaces: 1
- Parking features: One Car Garage,Attached
- Has garage: Yes
- Attached garage spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Midland County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,187 | $14,244 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $272 | $3,264 |
| Electricity | $228 | $2,740 |
| Total | $1,813 | $21,756 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $259,900 |
| 2026-04-26 | Listed for sale | $269,900 |
| 2026-03-08 | Pending sale | $269,900 |
| 2026-02-25 | Price change | $269,900 |
| 2026-02-23 | Listed for sale | $269,000 |
| 2010-08-05 | Listing removed | $120,995 |
| 2010-06-30 | Price change | $120,995 |
| 2010-06-22 | Price change | $128,900 |
| 2010-05-01 | Price change | $129,900 |
| 2010-04-16 | Listed for sale | $134,900 |
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