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710 Ruskin Ave, Algonac, MI, 48001

2beds
1baths
1,910sqft
$217,000
$114price/sqft
$1,811/moest. monthly cost
$72,440/yrincome needed

About This Home

Boating season is here!!! Canal-front home with direct access to the North Channel! This 2-bedroom, 1-bath property offers 1,910 sq ft of living space on a large lot with 70’ of canal frontage, perfect for boating and waterfront enjoyment. The living room features a door wall on the canal side to the deck and boardwalk, providing views and easy access to the backyard and water. Additional features include an attached 11 x 23 garage, a shed for extra storage, a circular drive, and ample parking for vehicles, trailers, or guests. The home offers a spacious layout and opportunity for updates, allowing the next owner to add their personal touch. Conveniently located in Algonac, just minutes from the North Channel, marinas, dining, and local amenities—this is a great opportunity for those looking to enjoy waterfront living with room to customize. 4 security cameras in kitchen and other areas.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
5/10
Algonac High SchoolGrades 7-122.4 mi
6/10

Construction

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Trash Compactor,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: MI Basement,Crawl Space

Bathroom1

  • Features: Wood
  • Level: Second
  • Area: 24

Bedroom1

  • Features: Carpet
  • Level: Second
  • Area: 143

Bedroom2

  • Features: Vinyl
  • Level: Second
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 143

Family Room

  • Features: Carpet
  • Level: Lower
  • Area: 216

Features

  • Sump Pump,Walk-In Closet(s),Eat-in Kitchen
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,910

Heating & Cooling

  • Heating features: Baseboard,Boiler,Hot Water,Natural Gas
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,910
  • Total interior livable area: 1,910 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 192

Living Room

  • Features: Carpet
  • Level: First
  • Area: 187

Property

Details

  • Parcel number: 74011270012000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Canal Front,Seawall,Waterfront
  • Frontage type: Road
  • Frontage length: 70

Lot

  • Lot size: 7,840 sqft
  • Features: Subdivision
  • Lot size dimensions: 70 x 110

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,097$13,164
Home Insurance *$104$1,248
Property Taxes $402$4,824
Electricity $208$2,499
Total$1,811$21,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,091/yr
40% on housing$54,330/yr
45% on housing$48,293/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$188
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-30Listed for sale$225,000

For Sale by Agent

AgentLucy A Burby
BrokerageRE/MAX First

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