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1713 Saint Clair River Dr, Algonac, MI, 48001

3beds
2baths
1,875sqft
$274,900
$147price/sqft
$2,182/moest. monthly cost
$87,280/yrincome needed

About This Home

1897 built Folk-syle Victorian... when homeowners were ship captains & boat builders. Enhanced with newer roof, heating & H2o tank while protecting enchantment of the era & capturing river views & breezes. Asymetrical vintage layout includes large main staircase foyer, formal living room w/ fireplace updated to gas, grand dining, parlour & ample kitchen with eating space. Bathrooms outfitted in claw tubs. A second "servant-style" set of stairs gains access off the kitchen to second floor storage & bedroom #3. Dry MI basement accommodates storage while laundry on main floor. 4 window A/C units covers the hot days! Algonac riverfront park just blocks to the south & community pool just blocks to the north! *Note: one claw tub getting a showerhead installed.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

--
5/10
Algonac High SchoolGrades 7-122.8 mi
6/10

Construction

Condition

  • Year built: 1897

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House,Victorian,Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: MI Basement,Unfinished

Bathroom1

  • Level: First
  • Area: 48

Bathroom2

  • Level: Second
  • Area: 126

Bedroom1

  • Level: Second
  • Area: 224

Bedroom2

  • Level: Second
  • Area: 192

Bedroom3

  • Level: Second
  • Area: 170

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 224

Family Room

  • Level: First
  • Area: 182

Features

  • Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,875

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,109
  • Total interior livable area: 1,875 sqft

Kitchen

  • Level: First
  • Area: 143

Living Room

  • Level: First
  • Area: 256

Property

Details

  • Parcel number: 011290120000
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Frontage type: Road
  • Frontage length: 54

Lot

  • Lot size: 7,840 sqft
  • Features: Main Street
  • Lot size dimensions: 54 x 147

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$132$1,584
Property Taxes $456$5,472
Electricity $204$2,454
Total$2,182$26,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,811/yr
40% on housing$65,460/yr
45% on housing$58,186/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$187
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$274,900
2026-03-22Listed for sale$299,900
2009-05-17Listing removed$189,900
2008-11-09Listed for sale$189,900
1997-05-21Sold$120,500

For Sale by Agent

AgentThomas Soulliere
BrokerageSine & Monaghan Realtors LLC Algonac

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