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10846 N 11th Street, Phoenix, AZ, 85020

3beds
2baths
1,835sqft
$589,999
$322price/sqft
$3,548/moest. monthly cost
$141,920/yrincome needed

About This Home

Situated in the Point Tapatio community, this updated 2 bedroom (+ 3rd flex/office) 2-bathroom home is perfect for full time living, or a second home designed for low-maintenance living. This home features a fresh look with new flooring, fresh paint inside and out, and updated bathrooms and kitchen, complemented by new cabinets and all new appliances, including the washer and dryer. Practicality meets peace of mind with a 2-car garage, plenty of storage, and a brand-new roof. The private backyard offers a quiet retreat with a sparkling and heated private pool and a covered patio, making it an ideal choice for those seeking a move-in-ready home retreat in a very desirable community.

Getting Around

21
WalkingCar-Dependent
36
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

4/10
4/10
Shea Middle SchoolGrades 5-82.1 mi
9/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Other
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Built-in Microwave,Dishwasher,Disposal,Electric Range,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Double Vanity,Breakfast Bar,Full Bth Master Bdrm,Separate Shwr & Tub

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,835
  • Total interior livable area: 1,835 sqft

Property

Details

  • Parcel number: 15926223
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Play Pool
  • Patio & porch: Patio
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: Back Yard

Lot

  • Lot size: 4,513 sqft
  • Features: Desert Front,Gravel/Stone Front

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance $133$1,596
Property Taxes $216$2,592
Electricity $216$2,603
Total$3,548$42,576

Income You'd Need if You Spent...

35% on housing$121,645/yr
40% on housing$106,440/yr
45% on housing$94,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 85020$275
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85020$346
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$589,999
2026-05-21Listed for sale$600,000
2025-08-28Sold$399,900
2025-03-20Listing removed$475,000
2025-03-20Listed for sale$475,000
2025-02-04Pending sale$475,000
2025-01-24Listed for sale$475,000
2022-05-17Sold$520,500
2022-05-07Pending sale$525,000
2022-05-07Listed for sale$525,000
2022-05-07Listing removed--
2022-03-09Pending sale$525,000
2022-03-05Listed for sale$525,000
2022-02-18Pending sale$525,000
2022-02-17Listed for sale$525,000
1997-12-09Sold$169,000

For Sale by Agent

AgentPaul Schmidt
BrokerageHomeSmart

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