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124 Roselawn St, Algonac, MI, 48001

4beds
2baths
2,049sqft
$299,900
$146price/sqft
$2,142/moest. monthly cost
$85,680/yrincome needed

About This Home

Just steps from the St. Clair River, public library, and local amenities, this charming home offers the perfect combination of space, character, and location. Featuring 4 bedrooms and 2 full bathrooms, the thoughtfully designed floor plan showcases generous living spaces filled with natural light, new flooring throughout, warm wood ceiling details, and updated bathrooms. Plus, the new roof, tankless hot water heater, and appliances are another great perk. The conveniently located main-level bedroom boasts an oversized walk-in closet, while the spacious laundry and mudroom adds everyday functionality. Outside, the generously sized lot offers a private, inviting setting complete with a patio and deck, perfect for entertaining, relaxing, or enjoying Michigan's beautiful seasons. Book a private tour today! Property is for sale only. Agent/Owner

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
5/10
Algonac High SchoolGrades 7-123.1 mi
6/10

Construction

Materials

  • Roof: Asphalt,Flat,Shingle
  • Construction materials: Brick,Stone,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,In Bathroom,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,049
  • Total interior livable area: 2,049 sqft

Property

Details

  • Parcel number: 011330029000
  • Zoning description: Res-water

Features

  • Stories: 2
  • Fencing: Chain Link,Front Yard

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 106.59 x 128.41

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$144$1,728
Property Taxes $259$3,108
Electricity $223$2,681
Total$2,142$25,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,440/yr
40% on housing$64,260/yr
45% on housing$57,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$187
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$299,900
2025-07-23Sold$131,000
2025-06-26Pending sale$135,000
2025-06-09Price change$135,000
2025-05-19Listed for sale$150,000
2025-03-15Pending sale$150,000
2025-01-30Listed for sale$150,000
2024-04-05Sold$154,296
2023-09-27Listing removed--
2023-09-01Listed for sale$169,900
2023-08-17Listing removed$169,999
2023-08-14Pending sale$169,999
2023-08-05Listed for sale$169,999
2023-07-28Pending sale$169,999
2023-07-27Price change$169,999
2023-07-24Price change$173,400
2023-07-15Price change$184,900
2023-07-11Price change$194,900
2023-07-07Listed for sale$204,900
2020-03-09Sold$140,000
2020-02-11Pending sale$145,000
2019-12-19Price change$145,000
2019-09-19Listed for sale$139,900
2019-09-19Pending sale$139,900
2019-08-21Listed for sale$139,900
2019-08-21Pending sale$139,900
2019-07-03Listed for sale$139,900

For Sale by Agent

AgentAmber Eastcott
BrokerageKeller Williams GR North

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