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429 Edgewater Dr, Algonac, MI, 48001

5beds
2baths
2,304sqft
$550,000
$239price/sqft
$3,773/moest. monthly cost
$150,920/yrincome needed

About This Home

Estate Sale, North Channel/St. Clair River/Lake Saint Clair Waterfront, This Home offers 5 Bedrooms, 2 Full Bathrooms, a Detached 2.5 Car Garage with Electricity, Garage Door Opener and Side Door Entry. Cement Driveway is wide enough for 6 to 7 Vehicles. ***FEMA Letter of Map Amendment Determination Document, Flood Zone X, No Flood Insurance Required. Plenty of water views from the many windows in the Home. Stamped Concrete Patio and Walkways. Large Backyard with 61 Foot of Seawall. Extensive Wooden Deck and Pier for Water Access. The Open Floor Plan gives you Water Views from the Family Room, Kitchen, Dining room, Great room (with a Wood Burning Fireplace) and the Sitting/Sunroom. Walking distance to the Board Walk, Harbour Club and the many other Venues Algonac has to offer. Boating, Hunting, Fishing and Loving Every day in this Amazing Community. Minutes from the Harsen Island Ferry and the Walpole Island Ferry. Every day is a Vacation in this Golf Cart Friendly Community. Algonac has Multiple boat Launches and Many Events along the Waterfront to include Outdoor Concerts. Algonac has 5 Parks, almost 17 Acres of Open Recreation to include gazebos, splash parks, playgrounds and a New Built inground Pool. Existing Appliances Included: Refrigerator, Gas Oven Range, Dishwasher, Microwave, Washer and Dryer. New Roof October 2023.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

--
5/10
Algonac High SchoolGrades 7-122.5 mi
6/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Free Standing Gas Range,Free Standing Refrigerator,Microwave,Stainless Steel Appliances,Washer
  • Laundry features: Gas Dryer Hookup,Laundry Room,Washer Hookup

Bedroom

  • Level: Second
  • Area: 88
  • Dimensions: 11 X 8

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 11 X 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 140
  • Dimensions: 14 X 10

Family Room

  • Level: Entry
  • Area: 289
  • Dimensions: 17 X 17

Features

  • Jetted Tub
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,304

Great Room

  • Level: Entry
  • Area: 552
  • Dimensions: 24 X 23

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas
  • Cooling features: Ceiling Fans

Interior Area

  • Total interior livable area: 2,304 sqft

Kitchen

  • Level: Entry
  • Area: 144
  • Dimensions: 16 X 9

Laundry

  • Level: Entry
  • Area: 112
  • Dimensions: 16 X 7

Other

  • Level: Second
  • Area: 70
  • Dimensions: 10 X 7

Other

  • Level: Entry
  • Area: 64
  • Dimensions: 8 X 8

Other

  • Level: Second
  • Area: 12
  • Dimensions: 6 X 2

Primary Bedroom

  • Level: Second
  • Area: 189
  • Dimensions: 21 X 9

Sitting Room

  • Level: Entry
  • Area: 216
  • Dimensions: 24 X 9

Property

Details

  • Parcel number: 74011350026000
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Direct Water Frontage,Lake Front,Private Water Frontage,River Front,Seawall,Waterfront
  • Waterbody name: North Channel/St. Clair River/Lake Saint Clair

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 61 x 241

Parking

  • Total spaces: 2.5
  • Parking features: Twoand Half Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$265$3,180
Property Taxes $476$5,712
Electricity $251$3,015
Total$3,773$45,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,360/yr
40% on housing$113,190/yr
45% on housing$100,613/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$185
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-18Listed for sale$598,000
2025-12-15Listing removed$633,000
2025-07-17Listed for sale$633,000

For Sale by Agent

AgentMary Beth Karash
BrokerageKaiser Realty Group LLC

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