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206 Edgewater Dr, Algonac, MI, 48001

4beds
2baths
2,987sqft
$749,000
$251price/sqft
$5,820/moest. monthly cost
$232,800/yrincome needed

About This Home

Welcome to a once-in-a-lifetime opportunity in the prestigious waterfront community of Pointe Duchene. This stunning historic home has been completely transformed by a professional interior designer, offering the perfect blend of charm, luxury, and modern comfort. Designed for effortless indoor-outdoor living, the home features a beautifully refinished back porch with exceptional privacy, a stylish seating area, and a cozy firepit—all set on an expansive lot with room to grow. Inside, an open-concept layout leads your eye straight through to 75' feet of private river frontage. The chef’s kitchen impresses with granite countertops, high-end JennAir appliances, and custom cabinetry, while the delightful living and dining spaces provide warmth and versatility. A main-floor primary suite offers convenience and elegance with a spa-like ensuite and laundry. Upstairs, three additional bedrooms boast peaceful water views and another well-appointed full bathroom. The show stopping sunroom spans the width of the home, featuring radiant heated floors, panoramic windows, and inviting seating areas—perfect for year-round relaxation as ships pass through to the South Channel. A gorgeous custom Alder wood front door that leads you to your waterfront oasis complete with newer composite decking, boat hoist, and raised seawall. This exceptional property delivers the ultimate waterfront lifestyle.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

--
5/10
Algonac High SchoolGrades 7-122.6 mi
6/10

Construction

Condition

  • Year built: 1915

Materials

  • Construction materials: Cedar,Cement Siding,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Partial

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First
  • Area: 242

Bedroom2

  • Level: Second
  • Area: 160

Bedroom3

  • Level: Second
  • Area: 168

Bedroom4

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Number of fireplaces: 2
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,987

Heating & Cooling

  • Heating features: Boiler,Radiant Floor,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,228
  • Total interior livable area: 2,987 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 74011590007000
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: Water,River
  • On waterfront: Yes
  • Waterfront features: Dock/Pier Facility,Lake/River Access,River Front,Seawall,Waterfront,Sandy Bottom
  • Frontage length: 75

Lot

  • Lot size: 0.38 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Corner Lot,Dead End
  • Lot size dimensions: 75 x 200

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$361$4,332
Property Taxes $1,347$16,164
Electricity $325$3,909
Total$5,820$69,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,542/yr
40% on housing$174,600/yr
45% on housing$155,200/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$184
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$789,000
2007-06-11Sold$218,000

For Sale by Agent

AgentShannon Cote
BrokerageRealty Executives Home Towne Chesterfield

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