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114 Interlochen Dr, Algonac, MI, 48001

5beds
2baths
2,145sqft
$379,988
$177price/sqft
$2,666/moest. monthly cost
$106,640/yrincome needed

About This Home

OPEN SUNDAY May 3 1:30P-3:30P Second Home from the St Clair River, impeccably kept Canal-Front Home. 60’w Lot on a deep, wide canal (dock two boats >25' in length) Steady flow canal, never less than 7' in depth offers protected docking & beyond fast river access, a functioning west davit w/ remote control & gorgeous deck for entertaining! Open Flow floorplan offers 2 generous main-level bedrooms offering privacy, an ample walk-in pantry & oversized laundry, plus front & rear sunrooms that create ideal gathering spaces! Enjoy canal views, access to private road-end park at the river, and walkable access to the downtown riverfront events including the annual Pickerel Tournament Festival. All newer mechanicals attached 1-Car garage. Appliances stay! 1-Yr Home Warranty! Swim Platform Remote Lift & Davit up to 2,000 lbs

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

--
5/10
Algonac High SchoolGrades 7-122.9 mi
6/10

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Second
  • Area: 64

Bathroom2

  • Level: Entry
  • Area: 64

Bedroom1

  • Features: Wood
  • Level: Entry
  • Area: 168

Bedroom2

  • Features: Wood
  • Level: Entry
  • Area: 168

Bedroom3

  • Level: Upper
  • Area: 198

Bedroom4

  • Level: Upper
  • Area: 255

Bedroom5

  • Level: Upper
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,145

Heating

  • Heating features: Boiler,Natural Gas

Interior Area

  • Total structure area: 2,145
  • Total interior livable area: 2,145 sqft

Kitchen

  • Level: Entry
  • Area: 192

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 011670021000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Lawn Sprinkler
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Boat Facility,Canal Front,Lake Front,Lake/River Access,River Front,Seawall
  • Frontage type: Road
  • Frontage length: 60

Lot

  • Lot size: 6,098 sqft
  • Features: City Lot
  • Lot size dimensions: 60' x 104'

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$183$2,196
Property Taxes $329$3,948
Electricity $233$2,807
Total$2,666$31,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,405/yr
40% on housing$79,980/yr
45% on housing$71,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$186
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$384,992
2026-05-03Price change$384,993
2026-05-01Price change$384,995
2026-04-28Price change$384,998
2026-04-26Price change$385,999
2026-04-24Price change$386,999
2026-04-19Price change$387,998
2026-04-01Price change$388,998
2026-03-31Price change$388,999
2026-03-24Price change$389,991
2026-03-23Price change$389,992
2026-03-18Price change$389,993
2026-03-11Price change$389,994
2026-03-05Price change$389,995
2026-03-02Price change$389,996
2026-02-26Price change$389,997
2026-02-17Listed for sale$389,999
2025-11-20Listing removed$380,000
2025-07-22Price change$380,000
2025-06-06Listed for sale$399,900
2025-05-02Listing removed$415,000
2024-12-02Listed for sale$415,000
2024-11-10Listing removed$415,000
2024-11-08Listed for sale$415,000
2024-07-29Listing removed$450,000
2012-05-25Sold$119,000

For Sale by Agent

AgentJoan Schinderle-King
BrokerageRealty Executives Home Towne Chesterfield

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