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7741 Colony Dr, Clay, MI, 48001

2beds
2baths
1,296sqft
$480,000
$370price/sqft
$3,262/moest. monthly cost
$130,480/yrincome needed

About This Home

Hurry this won't last long...Big Pirice Reductioin!Fully Updated Custom Waterfront Ranch like NEW! In prime location with direct water access,just 5 Minutes to the North Channel / Lake Saint Clair & so much more. Large wide / deep canal with steel sea walls,15,000lb side boat lift & an addtional cut in, 24x14 boat well! Irrigation system & dockside hose are ran from the canal,home connected gas grill included,water living at it's best! Modern kitchen offers an impressive breakfast bar,gorgeous granite countertops,stainless steel including a warming draw,lower built-in microwave,wine refrigerator & custom pantry.Enjoy the huge great room,gas fireplace,tons of natural light throughout a stunning open floor plan with flowing engineered hardwood floors to a sliding door directley to the backayard patio.The Oversized Primary Suite has his & her closets, huge attached en-suite bathrm.2nd bedrm offers a full wall custom built-in bookcase,fabulous waterview through direct access doorwall to the waterside patio.This home is like NEW, totally renovated,down to the studs in 2013 including the electrical,roof,windows w/granite window seals,plumbing,heating&cooling,all like new!With 2 full bathrooms!A Boater's & Fisherman's PARADISE. Sellers have recently completed a Flood Elevation Certificate to get out of the flood zone, ask agent for details!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
5/10
Algonac High SchoolGrades 7-121.9 mi
6/10

Construction

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Other,Range/Oven,Refrigerator,Tankless Water Heater
  • Laundry features: First Floor Laundry,Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main
  • Area: 120

Bathroom2

  • Level: Main
  • Area: 45

Bedroom1

  • Level: Main
  • Area: 228

Bedroom2

  • Level: Main
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • High Ceilings,Sump Pump,Pantry,Eat-in Kitchen
  • Window features: Window Treatments
  • Flooring: Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,296

Great Room

  • Level: Main
  • Area: 308

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: Main
  • Area: 225

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 142170101000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Lawn Sprinkler
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Boat Facility,Canal Front,Lake/River Access,Seawall,Waterfront
  • Waterbody name: North Channel
  • Frontage length: 60

Lot

  • Lot size: 9,147 sqft
  • Features: Sidewalks
  • Lot size dimensions: 60 x 152

Parking

  • Total spaces: 1
  • Parking features: Garage,Attached,Electric in Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Coastal Flooding
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$231$2,772
Property Taxes $416$4,992
Electricity $188$2,259
Total$3,262$39,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,840/yr
40% on housing$97,860/yr
45% on housing$86,986/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$183
St. Clair County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$480,000
2026-06-26Listed for sale$499,900
2026-06-26Listing removed$515,000
2026-06-19Listed for sale$515,000
2013-06-05Sold$90,000

For Sale by Agent

AgentShelly Mueller
BrokerageRE/MAX Advisors

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