10404 Saint John Dr, Algonac, MI, 48001
About This Home
Welcome to waterfront living at 10404 Saint John Drive! This beautifully maintained 3 bedroom, 2 bath brick ranch offers an inviting open-concept layout, spacious living areas, and direct canal access just minutes from Lake St. Clair. A dramatic foyer opens into the grand living room, where soaring ceilings, a fireplace, and an expansive wall of windows fill the space with natural light while showcasing peaceful water views. The open dining area provides an ideal setting for everyday meals and entertaining, while the generously sized kitchen features abundant cabinetry, ample workspace, a pantry, and a comfortable breakfast area. The spacious primary suite offers a private retreat with its own fireplace and a large ensuite bathroom featuring a jetted tub, separate shower, and double vanity. Two additional bedrooms provide flexibility for family, guests, or a home office, with one offering convenient shared access to the second full bathroom. Fresh interior paint and plentiful closet space add to the home’s move-in-ready appeal. Step outside to enjoy an exceptional waterfront setting that is increasingly difficult to find. The extra-wide canal frontage provides convenient access to the water while still offering a lush, natural landscape with privacy. A large brick-paver patio with a retractable awning creates the perfect place to relax, dine, or entertain near the water. A boat hoist and jet ski hoist make it easy to take full advantage of the waterfront lifestyle. Additional features include a seawall, lake-fed sprinkler system, whole-house generator, central vacuum system, and a heated 3 car garage with ample storage. Major updates include a roof in 2024 and HVAC system in 2023. Offering generous living space, valuable mechanical updates, exceptional outdoor amenities, and a rare blend of waterfront access and natural surroundings, this home is ready for its next owner to begin enjoying the Lake St. Clair lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Brick Mortar,Crawl Space
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built In Electric Oven,Dishwasher,Dryer,Electric Cooktop,Free Standing Refrigerator,Microwave,Washer
- Laundry features: Laundry Room
Bedroom
- Level: Entry
- Area: 143
- Dimensions: 13 X 11
Bedroom
- Level: Entry
- Area: 150
- Dimensions: 15 X 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Entry
- Area: 247
- Dimensions: 13 X 19
Features
- Central Vacuum,Entrance Foyer,High Speed Internet,Jetted Tub,Programmable Thermostat
- Fireplace features: Gas,Living Room,Master Bedroom
- Fireplace: Yes
- Finished area above ground: 1,949
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fans,Central Air
Interior Area
- Total interior livable area: 1,949 sqft
Kitchen
- Level: Entry
- Area: 253
- Dimensions: 23 X 11
Laundry
- Level: Entry
- Area: 49
- Dimensions: 7 X 7
Living Room
- Level: Entry
- Area: 396
- Dimensions: 18 X 22
Other
- Level: Entry
- Area: 66
- Dimensions: 11 X 6
Primary Bathroom
- Level: Entry
- Area: 130
- Dimensions: 13 X 10
Primary Bedroom
- Level: Entry
- Area: 299
- Dimensions: 13 X 23
Property
Details
- Parcel number: 74142400021000
- Special condition: Short Sale No,Standard
- Exclusions: Exclusion(s) Do Not Exist
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevelwSteps
- Pool features: None
- Patio & porch: Covered,Patio,Porch
- Exterior features: Awnings
- On waterfront: Yes
- Waterfront features: All Sports Lake,Canal Front,Navigable Water,Seawall,Waterfront
- Waterbody name: Lake Saint Clair
Lot
- Lot size: 0.26 Acres
- Features: Water View
- Lot size dimensions: 74 x 154 x 74 x 153
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Attached,Side Entrance
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Coastal Flooding
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Clair County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,210 | $38,520 |
| Home Insurance * | $306 | $3,672 |
| Property Taxes | $1,220 | $14,640 |
| Electricity | $212 | $2,551 |
| Total | $4,948 | $59,376 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $615,000 |
| 2026-07-25 | Listed for sale | $635,000 |
| 2018-07-17 | Sold | $430,000 |
| 2018-06-29 | Pending sale | $460,000 |
| 2018-05-18 | Listed for sale | $460,000 |
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