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4460 Taft Rd, Clay, MI, 48001

2beds
1baths
1,084sqft
$208,500
$192price/sqft
$1,522/moest. monthly cost
$60,880/yrincome needed

About This Home

SELLER SAYS SHOW ME THE OFFERS!!!! Don't Be Shy.....Bring Us An Offer!! This home is Meticulous!! 3 CAR GARAGE!! NEW ROOF!! Huge lush backyard. Private and quiet. Central to all the area has to offer....public access to North Channel, Grocery Store, Waterfront Park, Restaurants & so much more. Extra large large lot. This ranch style home features hardwood floors in dining room and living room under the carpet, BIG size kitchen, Large laundry/mud room, screened in porch and side entryway. Sunroom on front of home. This home is clean and ready to GO!! Schedule your private showing today.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
5/10
Algonac High SchoolGrades 7-120.8 mi
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry,Lower Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First
  • Area: 49

Bedroom1

  • Level: First
  • Area: 144

Bedroom2

  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 130

Features

  • Eat-in Kitchen
  • Window features: Window Treatments
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,084

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 1,084
  • Total interior livable area: 1,084 sqft

Kitchen

  • Level: First
  • Area: 156

Living Room

  • Level: First
  • Area: 286

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 142800005000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Frontage type: Road
  • Frontage length: 111

Lot

  • Lot size: 0.69 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Walk to School,Cleared
  • Lot size dimensions: 111 x 269

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Covered,Garage,Attached,Electric in Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,054$12,648
Home Insurance *$100$1,200
Property Taxes $180$2,160
Electricity $188$2,259
Total$1,522$18,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,182/yr
40% on housing$45,660/yr
45% on housing$40,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$188
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$198,000
2026-07-30Price change$208,500
2026-07-16Price change$215,900
2026-07-06Listed for sale$229,900
2020-05-07Sold$70,000
2019-05-17Sold$60,000
2019-04-08Pending sale$60,000
2019-03-12Listed for sale$60,000
2018-12-05Sold$106,214
2018-10-04Price change$119,900
2018-08-28Price change$139,900
2018-06-23Listed for sale--

For Sale by Agent

AgentLaura Janski
BrokerageRE/MAX Advisors

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