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389 S Parkway Dr, Algonac, MI, 48001

2beds
1baths
672sqft
$34,900
$52price/sqft
$410/moest. monthly cost
$16,400/yrincome needed

About This Home

Welcome to the quiet community of Algonac where it is a boater's paradise. Build your forever home or a weekend getaway cottage. This property has an association with dock rights and a picnic area. Please see the attached documents for more info. Subject to probate approval. Please note: The existing structure on the property has been condemned by the township. The structure must be torn down in order to rebuild, according to township codes. This is a cash only property.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
5/10
Algonac High SchoolGrades 7-123.3 mi
--

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Entry

Bedroom1

  • Level: Entry

Bedroom2

  • Level: Entry
  • Area: 1

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 672

Heating

  • Heating features: None

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Property

Details

  • Parcel number: 143160039000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 47

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 47 x 124 x 48 x 124

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$16$192
Property Taxes $30$360
Electricity $188$2,259
Total$410$4,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,057/yr
40% on housing$12,300/yr
45% on housing$10,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$191
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Listed for sale$39,900
1998-03-13Sold$51,300

For Sale by Agent

AgentCori Schott
BrokerageKW Platinum

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