8639 Stone Rd, Clay, MI, 48001
About This Home
Tucked away on over 7 beautifully wooded acres, this charming home offers privacy, space, and versatility. Featuring 3 bedrooms and 2 full baths with new flooring and paint, an updated kitchen, new windows in 2025 with transferable warranty, plus a converted garage that adds a cozy sitting area and 2 additional bedroom, giving you 5 bedrooms total. Enjoy the peaceful setting set back off the road, along with two outbuildings (including a 20x16) and the convenience of city water. A perfect blend of country feel and modern comfort!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Crawl Space
- Construction materials: Brick,Wood Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Bedroom
- Level: Entry
- Area: 99
- Dimensions: 11 X 9
Bedroom
- Level: Entry
- Area: 100
- Dimensions: 10 X 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,283
Heating
- Heating features: Baseboard,Hot Water,Other Heating Source
Interior Area
- Total interior livable area: 1,283 sqft
Laundry
- Level: Entry
- Area: 60
- Dimensions: 10 X 6
Other
- Level: Entry
- Area: 50
- Dimensions: 10 X 5
Other
- Level: Entry
- Area: 16
- Dimensions: 4 X 4
Primary Bedroom
- Level: Entry
- Area: 120
- Dimensions: 10 X 12
Property
Details
- Parcel number: 74140331019500
- Special condition: Short Sale No,Standard
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevel
- Pool features: None
Lot
- Lot size: 7.12 Acres
- Lot size dimensions: 143 x 2203
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Detached,Electricityin Garage,Heated Garage,Oversized,Workshop In Garage
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Clair County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,714 | $20,568 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $293 | $3,516 |
| Electricity | $188 | $2,259 |
| Total | $2,358 | $28,296 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $359,000 |
| 2026-04-21 | Listed for sale | $369,000 |
| 2022-09-26 | Sold | $210,000 |
| 1999-12-22 | Sold | $162,000 |
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