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6143 Pointe Tremble Rd, Algonac, MI, 48001

5beds
3baths
3,146sqft
$325,000
$103price/sqft
$2,729/moest. monthly cost
$109,160/yrincome needed

About This Home

Do Not Walk Property without appointment! Land Contract Terms Available!! Rare opportunity on the St. Clair River! This spacious 5-bedroom, 2.5-bath waterfront home offers incredible potential with an open floor plan, two natural fireplaces, and an unfinished third-floor bonus room featuring a private balcony with river views. This property also includes a 4-car garage with additional storage space above. This home is ready for renovation and priced accordingly! Updates include a new roof (2023), steel seawall (2018), and a 40-gallon hot water tank (2017). Seller has obtained repair estimates, available upon request.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
5/10
Algonac High SchoolGrades 7-121.0 mi
6/10

Construction

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven
  • Laundry features: First Floor Laundry

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second
  • Area: 450

Bedroom2

  • Level: Second
  • Area: 240

Bedroom3

  • Level: Second
  • Area: 176

Bedroom4

  • Level: Second
  • Area: 168

Bedroom5

  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First
  • Area: 425

Features

  • Window features: Skylight(s)
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,146

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,146
  • Total interior livable area: 3,146 sqft

Kitchen

  • Level: First
  • Area: 195

Living Room

  • Level: First
  • Area: 672

Property

Details

  • Parcel number: 74144240027000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: River Front,Seawall,Waterfront
  • Waterbody name: St. Clair River
  • Frontage length: 49

Lot

  • Lot size: 0.59 Acres
  • Lot size dimensions: 42 x 595 x 49 x 595

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Coastal Flooding
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$157$1,884
Property Taxes $586$7,032
Electricity $343$4,117
Total$2,729$32,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,565/yr
40% on housing$81,870/yr
45% on housing$72,773/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 48001$188
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48001$191
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$325,000
2026-05-28Price change$339,900
2026-05-14Listed for sale$375,000
2022-11-15Listing removed--
2022-07-17Price change$485,000
2022-06-13Price change$495,000
2022-05-22Price change$515,000
2022-05-14Listed for sale$535,000
2021-11-28Listing removed--
2021-05-22Listed for sale$499,357
2021-01-12Listing removed--
2021-01-04Listed for sale$459,900
1990-09-20Sold$82,000

For Sale by Agent

AgentJulie Glowski
BrokerageRE/MAX Noire

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