2080 N Channel Dr, Harsens Island, MI, 48028
About This Home
Home won't last at this price!!!!! Open house this Sunday, April 26th noon-4:00 PM! Seller will negotiate commission for buying agent. 100 feet of water front. Island life at its finest and only 30 minutes from the hustle and bustle. Beautiful 5 bedroom, 3 bath home, with an amazing sun room and two additional spacious family rooms on Harsens Island, ready for your enjoyment. This is truly a one of a kind home. Roof has been updated and newer furnace. This home is turn key. This home was built with love with an amazing crawl space. 100 feet of waterfront ready for your rest and relaxation. Seller is sad to sell but would love to see someone be able to use it more than they have been able to. Home appraised for $570K 4 years ago.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Type & Style
- Home type: SingleFamily
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Interior Area
- Total interior livable area: 1,996 sqft
Property
Details
- Parcel number: 74148290001000
Lot
- Lot size: 0.54 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Clair County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,525 | $30,300 |
| Home Insurance * | $1,047 | $12,564 |
| Property Taxes | $432 | $5,184 |
| Electricity | $217 | $2,612 |
| Total | $4,221 | $50,652 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $514,900 |
| 2026-03-25 | Price change | $524,900 |
| 2026-01-30 | Price change | $535,000 |
| 2025-10-17 | Listed for sale | $550,000 |
| 2022-08-26 | Sold | $412,500 |
| 2021-09-04 | Listed for sale | $425,000 |
| 1996-10-31 | Sold | $225,000 |
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