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4055 Velma Dr, Fort Gratiot, MI, 48059

2beds
1baths
800sqft
$60,000
$75price/sqft
$572/moest. monthly cost
$22,880/yrincome needed

About This Home

Manufactured home on land with an addition. This is a 1968 single home with a living addition and deck added. Live close to shopping and all the modern conveniences. Tenant occupied please do not disturb tenant, 48 hour notice required to show.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

5/10
7/10
6/10

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Pillar Post Pier,Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufacturedwith Land
  • Property subType: Manufactured Home

Interior

Bedroom

  • Level: Entry
  • Area: 88
  • Dimensions: 11 X 8

Bedroom

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 72
  • Dimensions: 8 X 9

Features

  • Finished area above ground: 800

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 800 sqft

Kitchen

  • Level: Entry
  • Area: 90
  • Dimensions: 10 X 9

Laundry

  • Level: Entry
  • Area: 65
  • Dimensions: 13 X 5

Living Room

  • Level: Entry
  • Area: 180
  • Dimensions: 15 X 12

Other

  • Level: Entry
  • Area: 96
  • Dimensions: 12 X 8

Primary Bathroom

  • Level: Entry
  • Area: 30
  • Dimensions: 6 X 5

Property

Details

  • Parcel number: 74200224014000
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 73 x 179 x 74 x 180

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$29$348
Property Taxes $52$624
Electricity $188$2,259
Total$572$6,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,611/yr
40% on housing$17,160/yr
45% on housing$15,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 48059$157
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48059$163
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Listed for sale$60,000
2022-03-23Listing removed--
2022-03-19Listed for sale$55,000
2021-11-08Listing removed--
2021-07-30Listed for sale$55,000
2019-10-19Listing removed$49,800
2019-08-15Price change$49,800
2019-04-16Listed for sale$49,900
2008-03-31Sold$15,000

For Sale by Agent

AgentAmy Tyson
BrokerageReal Estate Masters

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