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4085 Pine Grove Ave, Fort Gratiot, MI, 48059

3beds
1baths
1,344sqft
$229,900
$171price/sqft
$1,516/moest. monthly cost
$60,640/yrincome needed

About This Home

Located in desirable Fort Gratiot this home can have so much value was updated. This home has been in the same family for approximately 60 years and is ready for its next chapter. Located in the desirable neighborhood of Fort Gratiot, close to shopping and conveniences. This home does need some updating but with some vision and work, it could be a great home. Home can be purchased as little as 3% down with grant funds plus up to $7500 in closing cost paid. best part they don't have to be paid back and can sell home next day if like! Use the grants funds to close and keep your money for the renovations!! Currently 2/3-bedroom home with one full bath but additional room has been plumbed for another bath and a large upstairs ready to be finished. That's even more square footage that can be completed to increase the value. Beautiful cherry wood floors are available under the carpet in the dining, living room and bedroom ready to be seen. Home did have an addition added in 1980's giving an extra-large kitchen and bedroom. Home does offer central air plus a full-size basement that is dry nice for storage. Outside we have a large garage with garage door opener, 220V, workbench plus a finished addition with heat. Additional storage with a detached shed and property is fenced in. With a nice acre lot, you can start your homestead, entertain guest or perfect yard for a young family. Make your appointment to view to make this home your own.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Basement,Block,Sump Pump
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free Standing Electric Oven,Washer
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Entry
  • Area: 81
  • Dimensions: 9 X 9

Bedroom

  • Level: Entry
  • Area: 81
  • Dimensions: 9 X 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Features

  • High Speed Internet
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Ceiling Fans,Central Air,Wall Units

Interior Area

  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: Entry
  • Area: 340
  • Dimensions: 17 X 20

Living Room

  • Level: Entry
  • Area: 182
  • Dimensions: 14 X 13

Other

  • Level: Entry
  • Area: 70
  • Dimensions: 10 X 7

Primary Bedroom

  • Level: Entry
  • Area: 204
  • Dimensions: 17 X 12

Property

Details

  • Parcel number: 74205150010000
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One And One Half
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Lighting
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.99 Acres
  • Lot size dimensions: 88 x 474

Parking

  • Total spaces: 4
  • Parking features: Four Car Garage,Detached,Electricityin Garage,Heated Garage,Garage Door Opener,Side Entrance
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$113$1,356
Property Taxes $53$636
Electricity $188$2,259
Total$1,516$18,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,977/yr
40% on housing$45,480/yr
45% on housing$40,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 48059$154
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48059$163
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$229,900
2026-06-28Price change$235,000
2026-06-15Price change$259,900
2026-06-11Listed for sale$269,900

For Sale by Agent

AgentJill R Adams
BrokerageFathom Realty MI LLC

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