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4480 Pine Grove Ave, Fort Gratiot, MI, 48059

3beds
1baths
1,000sqft
$239,000
$239price/sqft
$1,720/moest. monthly cost
$68,800/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 1-bath residence offering approximately 1,000 square feet of comfortable living space in desirable Fort Gratiot Township. Perfectly situated near shopping, dining, parks, and local conveniences, this home combines small-town charm with everyday accessibility. Step inside to discover a warm and inviting atmosphere filled with character and natural light. The thoughtfully designed layout maximizes space and functionality, featuring a cozy living area ideal for relaxing or entertaining. Each bedroom offers comfortable accommodations, while the full bath is conveniently located for ease of use. Outside, enjoy a manageable yard with plenty of potential for gardening, outdoor gatherings, or simply unwinding in your own private space. Whether you're a first-time homebuyer, looking to downsize this property offers incredible value and appeal. Don’t miss your chance to make this delightful home your next move—schedule your showing today!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10

Construction

Materials

  • Foundation: Block,Crawl Space
  • Construction materials: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Bedroom

  • Level: Entry
  • Area: 72
  • Dimensions: 9 X 8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Entry
  • Area: 182
  • Dimensions: 14 X 13

Features

  • Finished area above ground: 1,000

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: Entry
  • Area: 152
  • Dimensions: 19 X 8

Other

  • Level: Entry
  • Area: 54
  • Dimensions: 9 X 6

Primary Bedroom

  • Level: Entry
  • Area: 144
  • Dimensions: 16 X 9

Property

Details

  • Parcel number: 74207680052000
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 0.68 Acres
  • Lot size dimensions: 254 x 298 x 174 x 101 x 51 x 88

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$117$1,404
Property Taxes $207$2,484
Electricity $188$2,259
Total$1,720$20,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,971/yr
40% on housing$51,600/yr
45% on housing$45,866/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 48059$153
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48059$163
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$239,000
2022-03-23Listing removed--
2022-03-19Listed for sale$146,900
2021-10-25Listing removed--
2021-06-26Price change$134,900
2021-01-14Price change$146,900
2021-01-06Price change$139,900
2020-10-28Price change$146,900
2020-10-09Listed for sale$149,900
2019-09-17Listing removed$124,700
2019-08-15Price change$124,700
2019-07-25Price change$124,800
2019-07-17Listed for sale$124,900
2019-06-04Listing removed$124,900
2019-04-16Listed for sale$124,900
2005-03-09Sold$96,000

For Sale by Agent

AgentAmy Tyson
BrokerageReal Estate Masters

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