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3531 State Rd, Fort Gratiot, MI, 48059

5beds
3baths
2,702sqft
$519,900
$192price/sqft
$3,627/moest. monthly cost
$145,080/yrincome needed

About This Home

Rare opportunity to own a versatile 2.08-acre property in desirable Fort Gratiot featuring over 2,700 square feet of living space, a heated 40' x 60' pole barn, and a flexible floor plan ideal for multigenerational living, hobbyists, contractors, or those seeking room to grow. Surrounded by mature trees and offering a peaceful country setting just minutes from schools, shopping, and dining, this unique home features two separate living areas connected by a sealed doorway that can easily be reopened to create one spacious single-family residence. The original home offers three bedrooms plus a fourth bedroom currently used as a laundry room, while the newer addition includes two additional bedrooms, a full bath, living room, kitchen, and dining area. The impressive insulated pole barn features concrete floors, radiant natural gas heat, LED lighting, water, and 220 electrical service. Additional highlights include a divided 3-car garage, 621-square-foot deck, covered front and rear porches, large fenced yard area, separate gas and electric meters, and a newer furnace. Properties offering this combination of acreage, flexible living space, extensive outbuildings, and convenient location are hard to find. Endless possibilities await at this exceptional Fort Gratiot property. Would make a great income property.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Edison Elementary SchoolGrades PK-50.5 mi
7/10
6/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer
  • Laundry features: Entry

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Tile
  • Level: Entry
  • Area: 143

Bathroom2

  • Features: Tile
  • Level: Entry
  • Area: 35

Bedroom1

  • Features: Carpet
  • Level: Entry
  • Area: 169

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 165

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 165

Bedroom4

  • Features: Carpet
  • Level: Entry
  • Area: 165

Bedroom5

  • Features: Carpet
  • Level: Entry
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 156

Family Room

  • Features: Carpet
  • Level: Entry
  • Area: 320

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,702

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 2,702
  • Total interior livable area: 2,702 sqft

Kitchen

  • Level: Entry
  • Area: 180

Living Room

  • Features: Carpet
  • Level: Entry
  • Area: 320

Property

Details

  • Parcel number: 74200910081000
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Garden
  • Fencing: Fence Owned,Fenced
  • Frontage type: Road
  • Frontage length: 153

Lot

  • Lot size: 2.08 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Wooded,Irregular Lot,Subdivision
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Detached,Electric in Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$255$3,060
Property Taxes $450$5,400
Electricity $294$3,536
Total$3,627$43,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,354/yr
40% on housing$108,810/yr
45% on housing$96,720/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 48059$152
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48059$163
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$519,900
2024-02-25Listing removed--
2024-02-14Listed for rent$1,350
2023-01-28Listing removed--
2023-01-20Listed for rent$1,250
2022-03-18Listing removed--
2022-03-05Listed for rent$1,200
2021-10-29Listing removed--
2021-10-15Listed for rent$1,200
1995-05-05Sold$94,500

For Sale by Agent

AgentCharles Nantroup
BrokerageTown & Country Realty-Lexington

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