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1001 S River Pointe Ln, Saint Clair, MI, 48079

3beds
3baths
2,160sqft
$479,900
$222price/sqft
$3,537/moest. monthly cost
$141,480/yrincome needed

About This Home

Located on a large lot in the desirable River Pointe neighborhood, this stunning custom-built ranch has a welcoming layout designed for comfort and style. Beautiful hardwood floors flow throughout the main living areas where a large bay window fills the space with light. This meticulously maintained, spacious 3-bedroom, 2.5-bath home is move-in ready and features numerous upgrades and updates including Anderson windows, a newer roof, furness and A/C, and carpeting. The well-designed layout offers two bedrooms on the front side with a large primary suite privately tucked away in the back with a walk-in closet, ceramic tile shower, separate tub and two sinks. The large cook's kitchen has a tray ceiling with a large island for food prep and is filled with natural light from the gorgeous bay window with a slider leading to an outdoor deck, perfect for grilling. The kitchen flows into an inviting great room which features a vaulted ceiling and a cozy natural gas fireplace, creating the perfect space for everyday living and entertaining. A large office with french doors off of the entry foyer is ideal for working from home. The generous first-floor laundry room off the kitchen adds convenience while an expansive basement provides endless possibilities for storage, recreation or future finishing. Situated on a corner lot in a quiet, safe neighborhood, the exterior includes a 2.5 car garage, beautifully landscaped yard with a deck and underground irrigation system.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
St. Clair Middle SchoolGrades 5-80.6 mi
7/10
St. Clair High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First
  • Area: 208

Bedroom2

  • Level: First
  • Area: 130

Bedroom3

  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 156

Features

  • Cathedral/Vaulted Ceiling,Walk-In Closet(s),Pantry,Eat-in Kitchen
  • Window features: Bay Window(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,160

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,260
  • Total interior livable area: 2,160 sqft

Kitchen

  • Area: 182

Living Room

  • Area: 384

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 305750017000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Lawn Sprinkler,Street Lights
  • Frontage type: Road
  • Frontage length: 100

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot
  • Lot size dimensions: 100 x 145

Parking

  • Total spaces: 2.5
  • Parking features: 2 Spaces,Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$228$2,736
Property Taxes $648$7,776
Electricity $235$2,827
Total$3,537$42,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,268/yr
40% on housing$106,110/yr
45% on housing$94,320/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 48079$171
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48079$184
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$479,900

For Sale by Agent

AgentRobert Stocki
BrokerageSine & Monaghan Realtors LLC St Clair

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