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206 E Wood St, Yale, MI, 48097

4beds
2baths
1,900sqft
$225,000
$118price/sqft
$1,696/moest. monthly cost
$67,840/yrincome needed

About This Home

Classic farmhouse charm meets serious space in the heart of Yale! This 4-bedroom, 2-bath two-story offers 1,900 square feet, including a convenient first-floor bedroom and full bath. The 18x15 kitchen is the hub of the home, flowing into a huge 27x13 family room, and a natural fireplace adds warmth and character all winter long. Upstairs are three more generously sized bedrooms, and the full basement offers plenty of storage or future finishing potential. The attached 2-car garage with electric is ready for projects and storage. All of it sits on a nearly half-acre lot (132x110) with room to garden, play, and entertain, in the Chamberlains Addition just east of M-19 and south of Yale Rd — part of the Yale Public Schools district. Public water and sewer, natural gas forced-air heat, wall/window A/C, and flexible financing including Cash, Conventional, FHA, VA, and Rural Development. Homes with this much space, character, and land don't last — schedule your showing today!

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

9/10
Yale Elementary SchoolGrades PK-50.5 mi
6/10
Yale Junior High SchoolGrades 6-80.5 mi
7/10
Yale Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding,Vinyl Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: MI Basement

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First
  • Area: 187

Bedroom2

  • Level: Second
  • Area: 117

Bedroom3

  • Level: Second
  • Area: 156

Bedroom4

  • Level: Second
  • Area: 150

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Area: 351

Features

  • Number of fireplaces: 1
  • Fireplace features: Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,527
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: First
  • Area: 270

Property

Details

  • Parcel number: 081780041000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 132

Lot

  • Lot size: 0.48 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Corner Lot,Walk to School,Sidewalks,City Lot
  • Lot size dimensions: 132 x 110

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$157$1,884
Property Taxes $195$2,340
Electricity $207$2,486
Total$1,696$20,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,148/yr
40% on housing$50,880/yr
45% on housing$45,226/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 48097$145
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48097$145
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$220,000
2026-07-26Price change$225,000
2026-07-10Listed for sale$230,000
2018-06-29Sold$124,250
2018-05-31Pending sale$124,900
2018-05-09Listed for sale$124,900
2014-12-08Sold$87,500
2014-08-29Price change$98,900
2014-07-31Price change$104,900
2014-07-01Price change$108,900
2014-06-06Listed for sale$114,900
2006-11-03Sold$92,000
2005-12-27Sold$119,113

For Sale by Agent

AgentEric Raymo
BrokerageEXP Realty LLC

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