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808 W Reed St, Moberly, MO, 65270

5beds
1baths
1,768sqft
$150,000
$85price/sqft
$1,155/moest. monthly cost
$46,200/yrincome needed

About This Home

Welcome home to 808 W Reed in Moberly, MO! This charming 5-bedroom, 1-bath home offers 1,768 square feet of living space with a great blend of original character and modern updates. Inside, you'll find beautiful hardwood floors, spacious living areas, and an updated kitchen ideal for everyday meals or entertaining. Five bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy a fully fenced backyard and a detached garage with space for parking, storage, or a workshop. Located just minutes from downtown Moberly, this home offers convenient access to shopping, dining, schools, and parks. Schedule your private showing today!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
Moberly Middle SchoolGrades 6-81.7 mi
4/10
Moberly Sr. High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1890

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,768
  • Total interior livable area: 1,768 sqft

Property

Details

  • Parcel number: 291754904.002005
  • Zoning description: R-S Single Family Residential

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$155$1,860
Property Taxes $101$1,212
Electricity $141$1,693
Total$1,155$13,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,600/yr
40% on housing$34,650/yr
45% on housing$30,800/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 65270$85
Randolph County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 65270$121
Randolph County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$150,000
2026-01-05Sold--
2025-11-29Pending sale$129,900
2025-10-31Price change$129,900
2025-09-22Listed for sale$140,000
2025-08-19Pending sale$140,000
2025-08-15Listed for sale$140,000
2021-07-16Sold--
2021-05-17Listed for sale$45,000
2021-04-27Listing removed--
2021-04-26Listed for sale$45,000
2018-07-26Listing removed$69,000
2018-02-14Listed for sale$69,000
2017-11-11Listing removed$69,000
2017-08-07Price change$69,000
2017-05-11Listed for sale$74,500
2017-01-03Sold--
2016-11-01Price change$19,900
2016-10-03Listed for sale$24,900

For Sale by Agent

AgentRebekah Leigh Shermuly
Brokerage1st Class Real Estate KC

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