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709 Gilman St, Moberly, MO, 65270

5beds
5baths
3,943sqft
$399,900
$101price/sqft
$3,007/moest. monthly cost
$120,280/yrincome needed

About This Home

Priced to SELL! $10,000 in seller concessions, too! (Think rate buydown or closing costs!) This immaculate brick home sits on nearly 2.5 acres in one of Moberly's oldest and most beautiful neighborhoods. So much space with 5 bedrooms, an office. 2 living areas, and 4.5 baths. Beautiful oak hardwood floors throughout are highlighted by an abundance of natural light. Enjoy your morning coffee watching the bluebirds in the glass-enclosed breakfast nook, or on the covered front porch. Outdoors, the park-like landscape includes a monarch garden, bluebird habitat, wildflower meadow, Concord grapes, a raspberry patch, pecan and apple trees. You'll also find a deck, patio, firepit, and above ground pool for maximum enjoyment. An incredible house for an incredible price!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Moberly Middle SchoolGrades 6-81.4 mi
4/10
Moberly Sr. High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1893

Materials

  • Roof: ArchitecturalShingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher
  • Laundry features: Washer/Dryer Hookup,Additional Laundry Hookup(s)

Basement

  • Has basement: Yes

Bedroom1

  • Level: Main
  • Area: 163.9728
  • Dimensions: 11.58 x 14.16

Bedroom3

  • Level: Upper
  • Area: 206.77
  • Dimensions: 15.5 x 13.34

Bedroom4

  • Level: Upper
  • Area: 247.53
  • Dimensions: 18.5 x 13.38

Bedroom5

  • Level: Upper
  • Area: 167.83
  • Dimensions: 13 x 12.91

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main
  • Area: 244.5128
  • Dimensions: 18.58 x 13.16

Family Room

  • Level: Main
  • Area: 315.4025
  • Dimensions: 18.83 x 16.75

Features

  • High Speed Internet,Tub/Shower,Soaking Tub,Walk-In Closet(s),Breakfast Room,Formal Dining,Wood Cabinets,Pantry
  • Window features: Window Treatments
  • Flooring: Wood,Tile
  • Fireplace features: Living Room,Gas,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Upper

Full Bathroom

  • Level: Upper

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 3,943
  • Total interior livable area: 3,943 sqft

Kitchen

  • Level: Main
  • Area: 255.475
  • Dimensions: 18.58 x 13.75

Living Room

  • Level: Main
  • Area: 398.2828
  • Dimensions: 25.16 x 15.83

Master Bedroom

  • Level: Upper
  • Area: 344.715
  • Dimensions: 20.58 x 16.75

Office

  • Level: Main
  • Area: 171.08
  • Dimensions: 13 x 13.16

Property

Details

  • Parcel number: 101002040001107000
  • Zoning description: R-S Single Family Residential

Features

  • Patio & porch: Covered,Back,Deck,Front Porch

Lot

  • Lot size: 2.40 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$415$4,980
Property Taxes $269$3,228
Electricity $301$3,613
Total$3,007$36,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,097/yr
40% on housing$90,210/yr
45% on housing$80,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 65270$84
Randolph County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 65270$121
Randolph County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$435,000
2026-03-17Price change$450,000
2026-03-02Price change$479,000
2026-02-17Price change$495,000
2026-02-10Price change$510,000
2026-01-09Listed for sale$525,000
2017-10-10Sold--
2016-01-06Listing removed$229,500
2015-07-21Listed for sale$229,500
2014-09-13Listing removed$222,000
2014-08-23Price change$222,000
2014-07-26Listed for sale$242,000
2014-06-01Listing removed$232,000
2013-09-29Price change$232,000
2013-05-30Listed for sale$242,000
2006-11-16Sold--
2004-05-07Sold--

For Sale by Agent

AgentJodie Pennington
BrokerageCentury 21 Community

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