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628 Woodland Ave, Moberly, MO, 65270

4beds
2baths
2,618sqft
$125,000
$48price/sqft
$1,044/moest. monthly cost
$41,760/yrincome needed

About This Home

STATELY HISTORIC HOME LOADED WITH CHARM. 4 Bedrooms, 5 possible, 2 Baths, Large Rooms, Office Space Upper Level, Beautiful Original Woodwork, Original Staircase. Fireplace in LR used for Esthetic Purposes. New Roof installed this Summer and Foundation has been re-enforced. Two Major Expenses have been completed for the next owner. Partial unfinished basement, Lots of Outdoor space, Recently surveyed, 24' x 68' Detached Garage/Shop Combination. Waiting to be Completed. Professional Photos will be available soon.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
8/10
Moberly Middle SchoolGrades 6-81.0 mi
4/10
Moberly Sr. High SchoolGrades 9-121.3 mi

Construction

Materials

  • Foundation: Block
  • Roof: ArchitecturalShingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedroom1

  • Level: Main
  • Area: 232.5
  • Dimensions: 15.5 x 15

Bedroom2

  • Level: Upper
  • Area: 262.5
  • Dimensions: 17.5 x 15

Bedroom3

  • Level: Upper
  • Area: 232.8595
  • Dimensions: 15.17 x 15.35

Bedroom4

  • Level: Upper
  • Area: 267.45
  • Dimensions: 15 x 17.83

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main
  • Area: 225.99
  • Dimensions: 15.5 x 14.58

Dining Room

  • Level: Main
  • Area: 268.275
  • Dimensions: 17.5 x 15.33

Features

  • Tub/Shower,Formal Dining,Wood Cabinets
  • Flooring: Wood,Carpet,Vinyl
  • Finished area below ground: 0

Foyer

  • Level: Main
  • Area: 120
  • Dimensions: 8 x 15

Foyer

  • Level: Upper
  • Area: 149.36
  • Dimensions: 18.67 x 8

Full Bathroom

  • Level: Main
  • Area: 38.64
  • Dimensions: 8 x 4.83

Full Bathroom

  • Level: Upper
  • Area: 46.375
  • Dimensions: 7.42 x 6.25

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 2,618
  • Total interior livable area: 2,618 sqft

Kitchen

  • Level: Main
  • Area: 182.25
  • Dimensions: 13.5 x 13.5

Living Room

  • Level: Main
  • Area: 262.5
  • Dimensions: 15 x 17.5

Office

  • Level: Upper
  • Area: 95.37
  • Dimensions: 8.67 x 11

Property

Details

  • Parcel number: 093.006.03.0002005.000

Features

  • Patio & porch: Covered,Front Porch

Lot

  • Features: Level
  • Lot size dimensions: Irregulas

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$129$1,548
Property Taxes $84$1,008
Electricity $199$2,399
Total$1,044$12,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,794/yr
40% on housing$31,320/yr
45% on housing$27,840/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 65270$86
Randolph County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 65270$121
Randolph County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-25Listed for sale$150,000

For Sale by Agent

AgentCarolyn Wilhite
BrokerageCentury 21 Community

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