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705 Washington St, Natchez, MS, 39120

5beds
5baths
3,807sqft
$650,000
$171price/sqft
$4,694/moest. monthly cost
$187,760/yrincome needed

About This Home

PRICE REDUCED. SELLER WILL CONSIDER OWNER FINANCING AT BELOW-MARKET RATES FOR QUALIFIED BUYERS. A Gem in the Heart of Natchez. Spectacular home or income-producing B&B on 3 lots!! Known locally as the Barnes house and operated recently as GardenSong, a very successful Bed and Breakfast property, 705 Washington was built in 1836 as a three-story Federal townhouse, with an expansion and remodeling in the 1890s, including a porch, indoor kitchen and Victorian elements. Further renovations in the 1960s brought it to its current style. Located on one of the Garden District's most beautiful streets along an alley of crêpe myrtles abundantly decked with deep pink blooms in summer. Bay windows, exquisite wallpaper, original fireplaces surrounded by Delft tile and rose-colored marble, and interior designer Earl Hart Miller's wood finishes create an elegant and gracious setting. Primary suite with walk-in closets, adjoining sitting room with gas fireplace, and French doors opening to a secluded patio and garden. Sitting room could be a 6th bedroom. Clark Gable suite on second floor has two bedrooms and second floor front bedroom has wide balcony. Third floor suite has great views of downtown. All bedrooms have ensuite baths, PLUS beautiful brick office with HVAC and water in the garden. Abundant storage and large pantry enhance the ease of living in this historic property. Just two blocks from downtown shopping, art galleries and dining and an easy 10-minute walk to the Bluffs overlooking the Mississippi River where you will find music, festivals and nightlife. Greenhouse and covered walkway from notable carport to your door are just two remarkable features of 705 Washington Street. Off street parking for multiple cars. Bed and Breakfast financial records are available. Some furnishings may be purchased separately. Clark Gable, a friend of the original owners, visited and slept here! Make your appointment now to see this unique National Register home surrounded by expansive gardens and brick patios and furnished with all the amenities!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
--
5/10
Natchez High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1836

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Built-In Refrigerator,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Electric Cooktop,Gas Water Heater,Microwave,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bookcases,Ceiling Fan(s),Crown Molding,Entrance Foyer,High Ceilings,Bidet
  • Flooring: Hardwood,Tile
  • Fireplace features: Bedroom,Living Room,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Gas

Interior Area

  • Total structure area: 3,807
  • Total interior livable area: 3,807 sqft

Property

Details

  • Parcel number: 000300060010

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Porch
  • Exterior features: Balcony,Garden,Uncovered Courtyard
  • Fencing: Brick,Gate,Full,Fenced

Lot

  • Lot size: 0.46 Acres
  • Features: Corner Lot,Garden,Landscaped,Level
  • Lot size dimensions: 241 x 82

Parking

  • Total spaces: 3
  • Parking features: Carport,Paved
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$779$9,348
Property Taxes $276$3,312
Electricity $353$4,247
Total$4,694$56,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,937/yr
40% on housing$140,820/yr
45% on housing$125,173/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$113
Adams County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-05Price change$650,000
2026-01-09Listed for sale$685,000
2025-12-27Listing removed$718,000
2025-07-05Listed for sale$718,000
2025-06-15Listing removed$747,000
2025-03-16Listed for sale$747,000
2024-01-13Listing removed$780,000
2023-04-29Listed for sale$780,000
2016-08-22Sold--
2016-07-20Price change$545,000
2016-07-15Price change$588,000
2016-06-27Price change$590,000
2016-05-27Price change$594,000
2016-05-11Price change$595,000
2016-04-21Price change$598,000
2016-03-01Listed for sale$599,000
2014-08-19Listing removed$895,000
2013-10-16Listed for sale$895,000
2012-03-07Listing removed$1,199,000
2012-03-06Listed for sale$1,199,000
2010-08-03Listing removed$985,000
2010-02-06Price change$985,000
2009-12-05Listed for sale$1,199,000
2009-07-03Listing removed$1,199,000

For Sale by Agent

AgentMarsha M Colson
BrokerageColson Classic Real Estate LLC

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