See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

113 N Union St, Natchez, MS, 39120

5beds
3baths
3,100sqft
$345,000
$111price/sqft
$2,591/moest. monthly cost
$103,640/yrincome needed

About This Home

Beautifully updated 5 - Bedroom 3 - bath home located in the heart of downtown Natchez. This spacious property blends historic character with modern improvements, featuring a new roof, updated HVAC system, and two recently renovated bathrooms. Interior highlights include high ceilings, abundant natural light, original wood flooring, and large sized rooms throughout. The updated kitchen offers modern finishes and ample workspace, while the renovated bathrooms provide a fresh contemporary feel, Outside, enjoy a private backyard, covered two-car parking, and a convenient location with easy access to downtown dining, shopping, entertainment, and local amenities. A rare opportunity to own a move in ready home with significant updates, ample living space, and a prime downtown location. Home also has two separate entrances this could easily be converted to short term rental or to rent part commercial part residential.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
--
5/10
Natchez High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Raised
  • Roof: Architectural Shingles
  • Construction materials: Stucco,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Microwave

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,Granite Counters,High Ceilings
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Property

Details

  • Parcel number: 000400060012

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: None
  • Fencing: Wood
  • Waterfront features: None

Lot

  • Lot size: 3,484 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Covered,Concrete
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$413$4,956
Property Taxes $146$1,752
Electricity $288$3,459
Total$2,591$31,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,834/yr
40% on housing$77,730/yr
45% on housing$69,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$114
Adams County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$345,000
2024-01-01Listing removed$225,000
2023-09-14Price change$225,000
2023-02-06Price change$250,000
2022-12-24Listed for sale$270,000

For Sale by Agent

AgentTabitha M Wroten
BrokerageRiver Park Realty

Similar Homes