See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

552 Ratcliff Pl, Natchez, MS, 39120

3beds
2baths
1,344sqft
$115,000
$86price/sqft
$958/moest. monthly cost
$38,320/yrincome needed

About This Home

NEW TO THE MARKET IS THIS 3 BEDROOM, 2 BATH HOME JUST ONE BLOCK FROM DUNCAN PARK & THE GOLF COURSE. Split floor plan with primary bedroom being separate from the other 2 bedrooms. Large kitchen with gas stove/oven, dishwasher & refrigerator (as is). Ceramic tile tub surround in hall bath. Central heat & air & updated light fixtures. Hardwood floors in living area & bedrooms. Lots of windows to let the natural light in. Nice private backyard with privacy fence & deck area for cooking out & entertaining. Off street parking.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
2/10
Natchez Middle SchoolGrades 6-81.2 mi
5/10
Natchez High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Wood,Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 004800030004c

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,See Remarks
  • Exterior features: See Remarks
  • Fencing: Privacy

Lot

  • Lot size: 8,276 sqft
  • Features: Near Golf Course
  • Lot size dimensions: 66.7 x 125'

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$137$1,644
Property Taxes $48$576
Electricity $192$2,304
Total$958$11,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,845/yr
40% on housing$28,740/yr
45% on housing$25,546/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$115
Adams County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$115,000
2026-01-22Price change$129,500
2025-11-13Price change$135,000
2025-07-18Listed for sale$142,000
2021-07-30Sold--
2021-07-05Contingent$134,900
2021-03-30Listed for sale$134,900
2017-02-27Sold--
2016-03-21Listed for sale$123,500

For Sale by Agent

AgentJanice E Easom
BrokeragePaul Green & Associates Realtors

Similar Homes