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116 Gloucester Rd, Natchez, MS, 39120

4beds
4baths
3,081sqft
$325,000
$105price/sqft
$2,456/moest. monthly cost
$98,240/yrincome needed

About This Home

SPACIOUS 4 BEDROOM, 3.5 BATH HOME IN THE CITY LIMITS IN A WELL SETTLED AREA. This home offers over 3000 square feet of living space on a 1-acre lot with easy access to the hospital, grocery, restaurants & just minutes to downtown Natchez and the MS. River. Approximately 3-4 year old roof, and a range of amenities & other features. Kitchen has an island & bay window for a cozy breakfast area. Den features a fireplace & expansive wall-to-wall windows that overlook a privte patio & backyard. A charming front porch with brick floor & classic white columns , perfect for relaxing. Beautiful, mature trees provide curb appeal & shade. Combined living & dining room with divider doors for flexibility. The living room includes an electric log fireplace, creating a cozy atmosphere. Bonus room ideal for an office or craft room, offering plenty of space for your needs. Additional feautures include two new HVAC units for year round comfort. Two water heaters for added convenience. An abundance of closets & storage space throughout. Ceiling fans in key rooms for extra comfort. Nice hardwood floors, linoleum, carpet & tile throughout. Two-car garage plus an extra parking area for guests that access the brick sidewalk to the front porch. Owner recently replaced water lines from the house to the meter. Put your finishing touch into this fabulous home & make it yours. Sold ''as is''.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
2/10
Natchez Middle SchoolGrades 6-82.6 mi
5/10
Natchez High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Storage,Walk-In Closet(s),Other
  • Flooring: Carpet,Ceramic Tile,Hardwood,Linoleum
  • Fireplace features: Electric,Outside,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,081
  • Total interior livable area: 3,081 sqft

Property

Details

  • Parcel number: 0079c00010009a

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: See Remarks

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 200' x 219' x 217'.8 x 200'

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Cold Wave
Hurricane
Ice Storm

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$389$4,668
Property Taxes $138$1,656
Electricity $286$3,437
Total$2,456$29,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,205/yr
40% on housing$73,680/yr
45% on housing$65,493/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$114
Adams County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Listed for sale$336,000

For Sale by Agent

AgentJanice E Easom
BrokeragePaul Green & Associates Realtors

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