402 N Pearl St, Natchez, MS, 39120
About This Home
HISTORIC DOWNTOWN TREASURE|CIRCA 1875+/-. Step into a timeless classic gem with this stunning historic home located in the heart of downtown Natchez, that faces Stanton Hall. Rich in history and character, this spacious 5-bedroom, 4-bath home offers the perfect blend of classic charm and modern comfort. From the moment you enter, you'll be capitivated by the wide entry hall and beautiful staircase, and the phenomenal detailed molding and woodwork throughout. The elegant living and dining rooms showcase original charm, and the gorgeous mirrors and corner china cabinet (one in the living and dining room) will remain with the home. The spacious primary suite is conveniently located on the main level and features a unique arched wall highlighting a cozy sitting area with windows to let in the natural light. The primary bath offers double vanities, a tub and separate shower. The kitchen is well equipped with a gas stove top, double ovens, corner sink, dishwasher, garbage disposal, and refrigerator. The den and breakfast room overlook the beautifully landscaped backyard gardens, featuring a large covered patio, fish pond and brick patio-perfect for relaxing or entertaining. Upstairs offers plenty of additional space with a landing ideal for a sitting room with multiple bedrooms and baths. This 3 level home also features a functional basement complete with a large den, laundry area, and a full bath. With 3,649 square feet on the top two levels plus an additional 1,612 square feet in the basement, there is room for everyone. Additional highlights include, two staircases to the second level, large floored attic, detached covered parking, concrete driveway with off-street parking for up to 5 vehicles, large front porch made for entertaining, new roof installed approximately 2 years ago. Located just blocks from the Mississippi River, shopping, restaurants, and all that downtown Natchez has to offer. This is a rare opportunity to own a piece of history in one of the South's most treasured river towns. Call today to schedule a showing. All measurements and dates can vary and buyer is welcome to verify.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1875
Materials
- Foundation: See Remarks
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Gas Cooktop,Refrigerator,See Remarks
- Laundry features: In Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,High Ceilings,Primary Downstairs
- Flooring: Carpet,Ceramic Tile,Laminate,Wood
- Fireplace features: Decorative
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,649
- Total interior livable area: 3,649 sqft
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 000800050009
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Front Porch
- Exterior features: Rain Gutters,See Remarks
- Has view: Yes
Lot
- Lot size: 0.49 Acres
- Features: Corner Lot,Views
- Lot size dimensions: 108' x 197'
Parking
- Total spaces: 1
- Parking features: Detached Carport,Driveway,Concrete
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Adams County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $713 | $8,556 |
| Property Taxes | $252 | $3,024 |
| Electricity | $339 | $4,071 |
| Total | $4,312 | $51,744 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $595,000 |
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