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701 N Union St, Natchez, MS, 39120

6beds
6baths
6,850sqft
$1,285,000
$188price/sqft
$9,220/moest. monthly cost
$368,800/yrincome needed

About This Home

Welcome to an incredible ''Full City Block Property'' stretching from North Union Street to North Rankin Street. This property consists of an 1860 Greek Revival Antebellum Mansion and Two (2) separate duplexes. The two duplexes have a total of 4 rental units. Each 2-bedroom unit offers a great shotgun style flow with bathrooms, kitchen and laundry. If that isn't enough, the main house is flanked with 2 additional rental units. The South unit, being an original old Natchez school, converted into a studio apartment with an efficiency kitchenette. The North unit consists of 1 bedroom, living room, 1 bathroom and an efficiency kitchenette. In addition to the lush front lawn, which rises well above North Union Street, you are greeted by a South side garden, before entering into an amazing Bluestone paved rear garden. The rear garden is lined with beautiful trees, blooming azaleas, and several other varieties of blooming plants. In the center is a fountain area waiting to be filled with water and a new pedestal positioned into place. Off the rear garden are 2 garages on each side with space for a total of 5 vehicles, providing excellent options for covered parking. With 6 bedrooms and 6 bathrooms, Shields Town House can make a wonderful primary residence, a thriving bed and breakfast, or an incredible event space. From 701 N Union Street to 706 N Rankin Street, you have a total of 14 bedrooms and 12 bathrooms. Just think of the endless possibilities this property can provide from entertaining to generating revenue. A generous Storage Unit connected to the North parking area would make a great space for an additional apartment or extend to the main house's north apartment for a larger living room and an additional bedroom and bath. Current rental income is $4800/month with potential over $7,000/month. This property is worth a tour and is ready for a new ownership legacy.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
--
5/10
Natchez High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1860

Materials

  • Foundation: Block,Raised
  • Roof: Asphalt
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Residential,Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Double Oven,Dryer,Ice Maker,Refrigerator,Washer

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 6

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • High Ceilings,Pantry,Primary Downstairs,Wet Bar
  • Flooring: Hardwood,Tile
  • Fireplace features: Den,Great Room,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 6,850
  • Total interior livable area: 6,850 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Library

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 000900020011

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Courtyard,Garden
  • Fencing: Brick,Privacy
  • Waterfront features: None

Lot

  • Lot size: 0.74 Acres
  • Features: City Lot,Landscaped
  • Lot size dimensions: 150 x 320.4

Parking

  • Total spaces: 5
  • Parking features: Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,497$77,964
Home Insurance *$1,541$18,492
Property Taxes $546$6,552
Electricity $636$7,643
Total$9,220$110,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$316,114/yr
40% on housing$276,600/yr
45% on housing$245,866/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$113
Adams County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-03-30Listed for sale$1,285,000
2024-11-08Listing removed$1,325,000
2024-07-15Price change$1,325,000
2024-01-24Price change$1,499,000
2023-10-18Listed for sale$1,525,000
2023-10-17Listing removed$1,525,000
2023-07-03Listed for sale$1,525,000
2023-07-01Listing removed$1,585,000
2022-09-17Price change$1,585,000
2022-03-25Listed for sale$1,650,000

For Sale by Agent

AgentDouglas Adams
BrokerageCrescent Sotheby's International Realty

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