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101 S Main St, Mount Olive, MS, 39119

4beds
3baths
2,410sqft
$105,000
$44price/sqft
$1,016/moest. monthly cost
$40,640/yrincome needed

About This Home

Perfect home for an investor in the heart of Mount Olive! This home has so much potential with soaring vaulted ceilings, beautiful trim, and original hardwood flooring in most of the home. The home also has several beautiful chandeliers and several large fireplaces. The potential is boundless with this one!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Conventional
  • Roof: Composition,Shingle
  • Construction materials: Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater,Oven,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen,High Ceilings
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Linoleum,Tile,Wood
  • Fireplace features: Bedroom,Dining Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,410
  • Total interior livable area: 2,410 sqft

Property

Details

  • Parcel number: 181j1205200

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None
  • Fencing: Chain Link,Partial,Wood

Lot

  • Lot size: 0.93 Acres

Parking

  • Total spaces: 1
  • Parking features: None
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Drought
Ice Storm

FEMA Declared Disasters in Covington County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$227$2,724
Property Taxes $35$420
Electricity $224$2,689
Total$1,016$12,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,834/yr
40% on housing$30,480/yr
45% on housing$27,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -12.1%
-12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 39119$90
Covington County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 39119
Covington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$129,000
2026-04-08Listed for sale$145,000
2024-10-08Sold--
2024-09-04Pending sale$52,900
2024-08-06Listed for sale$52,900

For Sale by Agent

AgentTiffany Kinslow
BrokerageMain Street Realty LLC

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