164 Walter Lott Rd, Seminary, MS, 39479
About This Home
Tucked just off Hwy 49, only 8 miles from Hwy 59, this stunning ICF-constructed 4BR/2BA home sits on nearly 6 acres of peaceful country land with a neighboring working farm as your backdrop. Completed in 2023 with all new roof, HVAC, plumbing, flooring, cabinets, appliances and finishes, this home has the feel of new construction with the unmatched strength and energy efficiency of insulated concrete form building. Average total power bill for the entire property is just $250/month. The open-concept main living area features a gourmet chef's kitchen with granite island seating four, stone gas fireplace, and expansive walk-in pantry. The primary suite offers a seating area, tile shower, soaking tub, and a safe room closet with steel door and 3' concrete overhead. A fourth bedroom off the primary bath is perfect as a nursery, office, or fitness room. Connected through the garage is a fully furnished 286 sq ft studio suite -- ideal for multigenerational living, a returning college student, aging parent, or live-in caregiver. It also carries an established rental history of $20,000-$25,000 annually. Covered front and back porches, a private primary bedroom deck, covered patio with TV, and professionally landscaped grounds with accent lighting complete this incredible property. Main home available fully furnished for additional amount. Truly turnkey. Owner/Agent
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Foundation: Slab/Raised
- Roof: Architectural
- Construction materials: See Remarks,Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Central Air
Features
- Kitchen Island,Granite Counters,Cathedral Ceiling(s),Soaking Tub,Ceiling Fan(s),Walk-In Closet(s),Fireplace,High Ceilings
- Window features: Double Pane Windows,Insulated Windows,Shutters
- Flooring: Plank
- Fireplace: Yes
- Attic: Pull Down Stairs,Floored
Interior Area
- Total structure area: 3,132
- Total interior livable area: 3,132 sqft
Property
Accessibility
- Accessibility features: Open Plan
Details
- Parcel number: 01903000111
Features
- Levels: Multi/Split
- Patio & porch: Front Porch,Rear Porch,Patio,Deck,Covered
- Exterior features: Storage
Lot
- Lot size: 5.94 Acres
- Features: Level,5 -10 Acres
- Lot size dimensions: 5.94 acres mol
Parking
- Parking features: None,Covered,Driveway,Circular Driveway,RV Access/Parking,Garage with door
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Covington County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $169 | $2,028 |
| Electricity | $291 | $3,494 |
| Total | $3,178 | $38,136 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Price change | $495,000 |
| 2026-05-27 | Listed for sale | $525,000 |
| 2022-01-24 | Listing removed | -- |
| 2022-01-19 | Listed for sale | $219,000 |
| 2021-11-23 | Listing removed | -- |
| 2021-10-23 | Price change | $219,000 |
| 2021-10-08 | Listed for sale | $239,900 |
| 2021-08-17 | Listing removed | -- |
| 2021-06-28 | Listed for sale | $239,900 |
| 2021-06-11 | Listing removed | -- |
| 2021-04-27 | Listed for sale | $239,900 |
| 2021-03-25 | Listing removed | -- |
| 2021-01-25 | Price change | $239,900 |
| 2021-01-01 | Listed for sale | $225,000 |
| 2020-11-19 | Pending sale | $225,000 |
| 2020-11-02 | Price change | $225,000 |
| 2020-10-26 | Listed for sale | $250,000 |
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