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307 Salem School Rd, Collins, MS, 39428

3beds
3baths
2,888sqft
$359,500
$124price/sqft
$2,425/moest. monthly cost
$97,000/yrincome needed

About This Home

Welcome home to your own private country retreat on 7 MOL beautiful acres. This 3-bedroom, 3-bath home offers a flexible sunroom that can serve as a fourth bedroom, office, or guest space--ideal for family and visitors. The property features a paved drive leading to an attached carport with a second drive to a spacious shop with a dedicated storage room and additional covered parking. Enjoy mature landscaping throughout the acreage, including azalea bushes, camellias, rose bushes, fruit trees, and more. Relax on the generous front porch or entertain on the large side and back decks while taking in the sights and sounds of nature in your own private retreat. Whether you're looking to garden, enjoy complete privacy, or simply unwind in peaceful seclusion, this property has it all. A whole-house backup generator offers year-round peace of mind. Private, serene, and full of potential--this special retreat is ready to be yours.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

3/10
--
Carver Middle SchoolGrades 5-82.5 mi
3/10
Collins High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Dishwasher,Disposal,Electric Cooktop,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: Den,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,888
  • Total interior livable area: 2,888 sqft

Property

Details

  • Parcel number: 08300802800

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 7 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters in Covington County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,817$21,804
Home Insurance *$218$2,616
Property Taxes $122$1,464
Electricity $268$3,222
Total$2,425$29,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,142/yr
40% on housing$72,750/yr
45% on housing$64,666/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -12.1%
-12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 39428$208
Covington County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 39428
Covington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$369,500
2026-01-17Listed for sale$419,900
2026-01-06Listing removed$424,000
2025-08-13Listed for sale$424,000
2025-07-09Listing removed$422,000
2025-06-14Price change$422,000
2025-04-26Listed for sale$429,000
2022-08-08Sold--

For Sale by Agent

AgentBrittany Norman Applewhite
BrokerageNorman Property Group, LLC

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