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132 W 4th Ave, Petal, MS, 39465

2beds
1baths
779sqft
$119,000
$153price/sqft
$1,090/moest. monthly cost
$43,600/yrincome needed

About This Home

Cozy City Cottage in the downtown Petal area close and in walking distance to the library, grocery, banks, church, etc. One of the best school districts! Petal is known for being “The Friendly City” and very family oriented. This sweet little cottage has so much original character! Fenced back yard, back patio and utility building. Appliances included, has natural gas stove, gas fireplace logs and gas hot water heater. For appointment call Karen.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
9/10
Petal Middle SchoolGrades 7-80.5 mi
10/10
Petal High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 779 sqft

Property

Details

  • Parcel number: 3030C0202200

Features

  • Exterior features: Brick

Lot

  • Lot size: 7,980 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hail
Hurricane
Heat Wave
Winter Weather

FEMA Declared Disasters in Forrest County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$228$2,736
Property Taxes $69$828
Electricity $192$2,304
Total$1,090$13,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,371/yr
40% on housing$32,700/yr
45% on housing$29,066/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 39465$130
Forrest County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 39465
Forrest County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$119,000

For Sale by Owner

AgentProperty Owner

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