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855 Dove Blvd, Bay Saint Louis, MS, 39520

3beds
2baths
1,976sqft
$419,000
$212price/sqft
$3,106/moest. monthly cost
$124,240/yrincome needed

About This Home

Drastically Reduced! Motivated Seller - Waterfront Retreat Perfect for Entertaining This beautifully positioned 3-bedroom, 2-bath waterfront home sits on 1.5 lots and offers the perfect combination of comfort, charm, and convenience. Nestled along the peaceful bayou, the property features two spacious balconies--ideal for sipping your morning coffee or relaxing in the evening while soaking in tranquil water views. Inside, the home offers a flexible layout with a utility room that can easily serve as a 4th bedroom. Whether hosting family gatherings or weekend get-togethers with friends, you'll love the expansive indoor and outdoor living spaces. Highlights include: Private elevator/lift for easy access An impressive 51x22 garage with ample room for parking, storage, or creating the ultimate entertainment space Expansive outdoor area--perfect for cookouts, celebrations, or simply enjoying the coastal lifestyle Located just minutes from I-110, this waterfront gem combines convenience with the feel of a private getaway. You'll have easy access to everything the Gulf Coast has to offer while enjoying your own retreat on the bayou. 💧 Seller is highly motivated and will consider all offers! Don't miss your chance to own this rare find in a prime waterfront location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Bay High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Pilings/Steel/Wood
  • Roof: Metal
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Elevator,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Property

Details

  • Parcel number: 136n342011.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Elevator
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Launch,Seawall,Canal Front

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 3
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$566$6,792
Property Taxes $230$2,760
Electricity $192$2,304
Total$3,106$37,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,491/yr
40% on housing$93,180/yr
45% on housing$82,826/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$171
Hancock County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-19Price change$419,000
2025-09-29Price change$449,000
2025-08-17Price change$469,000
2025-07-14Price change$499,999
2025-06-14Listed for sale$549,000
2021-11-15Sold--
2021-10-21Pending sale$349,900
2021-10-19Price change$349,900
2021-10-01Listed for sale$365,000
2018-06-19Listing removed$37,000
2018-03-19Price change$37,000
2018-01-25Price change$27,000
2017-11-07Price change$23,000
2017-07-29Listed for sale$24,995
2014-11-24Sold--
2014-11-06Listed for sale$25,000

For Sale by Agent

AgentSherry Moxley Nelson
BrokerageHL Raymond Properties, LLC

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