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22 Wolfe St, Bay Saint Louis, MS, 39520

2beds
2baths
952sqft
$310,000
$326price/sqft
$2,348/moest. monthly cost
$93,920/yrincome needed

About This Home

Enjoy easy waterfront living in this charming furnished home on a quiet canal just minutes from the Jourdan River. This cozy, low-maintenance property features a bright, functional layout, a screened-in back porch, covered RV parking, a small greenhouse, and plenty of ground-level storage. With direct water access for boating and fishing, it's perfect as a weekend getaway or full-time retreat!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Bay High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1969

Materials

  • Foundation: Pilings/Steel/Wood
  • Roof: Asphalt,Metal
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer,Other
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Window Unit(s)

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Property

Details

  • Parcel number: 136p037014.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch,Screened
  • Exterior features: Garden,Other,See Remarks
  • Fencing: Partial
  • On waterfront: Yes
  • Waterfront features: Canal Front

Lot

  • Lot size: 0.27 Acres
  • Features: Few Trees,Garden,Level
  • Lot size dimensions: 100.0 x 100.0 x 100.0 x 100.0

Parking

  • Total spaces: 1
  • Parking features: Driveway,RV Access/Parking,Gravel
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$419$5,028
Property Taxes $170$2,040
Electricity $192$2,304
Total$2,348$28,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,502/yr
40% on housing$70,440/yr
45% on housing$62,613/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$172
Hancock County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$310,000
2026-05-05Listed for sale$310,000
2016-09-26Sold--
2015-10-13Sold--

For Sale by Agent

AgentDiane Brown
BrokerageColdwell Banker Alfonso Realty-BSL

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