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501 Felicity St, Bay Saint Louis, MS, 39520

5beds
2baths
1,815sqft
$154,000
$85price/sqft
$1,262/moest. monthly cost
$50,480/yrincome needed

About This Home

Reduced price and open to all bidders! Opportunity awaits in the heart of Bay St. Louis. A desirable location in a golf-cart-friendly city, this home is conveniently located near the beach, casino entertainment, local restaurants, shopping, and nightlife. Five bedrooms gives plenty of space and potential. The open-concept living, dining, and kitchen area creates a functional gathering space, while the split-bedroom layout offers privacy. Enjoy outdoor living from the rear deck overlooking the lawn that backs up to the Hollywood Casino golf course. Take advantage of the covered area beneath the home for parking, storage, or workshop space. The home is FHA 203k eligible with Insured Escrow (subject to FHA appraisal) & qualifies for the $100 down program. Speak to a lender for more information & to see if you qualify too! Property owned by the US Department of HUD. Equal Housing Opportunity. HUD case 281478419. Bids are to be submitted by HUD registered agents/agencies electronically by visiting Hud Home Store online. Managed by Olympusams. HUD homes are Sold As-Is.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Bay High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 2001

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,815
  • Total interior livable area: 1,815 sqft

Property

Details

  • Parcel number: 136r038079.000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: See Remarks

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 103 x 145

Parking

  • Total spaces: 4
  • Parking features: See Remarks
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $778$9,336
Home Insurance *$208$2,496
Property Taxes $84$1,008
Electricity $192$2,304
Total$1,262$15,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,268/yr
40% on housing$37,860/yr
45% on housing$33,653/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$174
Hancock County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$154,000
2026-07-28Price change$154,000
2026-06-28Listed for sale$175,000
2026-06-22Pending sale$175,000
2026-06-07Listed for sale$175,000
2019-02-28Sold--
2018-08-28Listed for sale$125,000
2018-08-28Pending sale$125,000
2018-07-30Pending sale$125,000
2018-07-20Listed for sale$125,000
2018-06-12Pending sale$125,000
2018-04-10Price change$125,000
2017-10-13Listed for sale$141,000

For Sale by Agent

AgentEmily K Bogolin
BrokerageRE/MAX Along The Way

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