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608 Beyer Dr, Bay Saint Louis, MS, 39520

4beds
3baths
2,826sqft
$616,000
$218price/sqft
$4,546/moest. monthly cost
$181,840/yrincome needed

About This Home

Discover your dream home in Bay St. Louis! This beautifully maintained 4-bedroom, 2.5-bath residence combines timeless charm with modern comforts. Perfectly located within golf cart distance to downtown, you'll enjoy easy access to restaurants, entertainment, golf, the marina, boating, fishing, and the beautiful white-sand beaches. Inside, you'll find hardwood floors, a gas fireplace, a chef's kitchen with a gas range and marble countertops, and spacious living areas designed for everyday comfort and entertaining. The primary bedroom offers a large en suite, providing a private retreat to relax and recharge. Outdoors, relax on the inviting front porch or host gatherings on the large back porch with its own gas fireplace, outdoor kitchen, outdoor shower, and a 12x12 covered gazebo with Barefoot Pavers. The property offers both front and rear entrances, a circle drive, and a two-car open carport for convenience and plenty of parking. Located in an X-flood zone and equipped two brand-new AC units, this home is move-in ready and waiting to become your forever home. Don't miss this chance to own an exquisite Bay St. Louis property!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Bay High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Exhaust Fan,Free-Standing Refrigerator,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),High Ceilings,His and Hers Closets,Kitchen Island,Open Floorplan,Soaking Tub,Double Vanity
  • Door features: Double Entry,French Doors
  • Window features: Blinds
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Living Room,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Gas

Interior Area

  • Total structure area: 2,826
  • Total interior livable area: 2,826 sqft

Property

Details

  • Parcel number: 137a025179.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Lighting,Outdoor Grill,Outdoor Shower,Private Yard,Rain Gutters
  • Fencing: Back Yard,Gate,Privacy,Fenced

Lot

  • Lot size: 0.26 Acres
  • Features: City Lot,Cleared,Front Yard,Landscaped,Near Golf Course

Parking

  • Total spaces: 6
  • Parking features: Carport,Circular Driveway,Concrete,Covered,Private,Direct Access
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,114$37,368
Home Insurance *$832$9,984
Property Taxes $338$4,056
Electricity $262$3,153
Total$4,546$54,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,862/yr
40% on housing$136,380/yr
45% on housing$121,226/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$171
Hancock County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$616,000
2025-12-17Price change$628,000
2025-10-01Listed for sale$656,000
2021-03-24Listing removed--
2020-08-28Listing removed$375,000
2020-07-23Listed for sale$375,000

For Sale by Agent

AgentVicki R Estapa
BrokerageHL Raymond Properties, LLC

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