4180 1st St, Bay Saint Louis, MS, 39520
About This Home
Rare opportunity to own your own waterfront retreat with an additional 2 lots for a total of 3 waterfront lots with navigable access through Breath Bayou to the Jourdan River, Bay of St. Louis, Mississippi Sound, and ultimately the Gulf of America. Enjoy fishing and crabbing right from your private dock, with abundant local wildlife and coastal recreation at your doorstep. This immaculate home features a charming coastal beach vibe throughout, offering 2 bedrooms, 2 full bathrooms, and an open-concept living, dining, and kitchen area designed for comfortable waterfront living. The spacious area beneath the home provides the perfect setting for entertaining family and friends, whether hosting fish fries, crawfish boils, or simply relaxing and enjoying the peaceful surroundings. The home is situated on its own waterfront lot and is being sold together with two adjoining vacant, cleared waterfront lots, providing additional space, privacy, and future possibilities. Conveniently located just minutes from Bay St. Louis and Waveland, you'll have easy access to shopping, restaurants, grocery stores, medical facilities, and all the amenities of Mississippi's Gulf Coast while still enjoying the tranquility of waterfront living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 2007
Materials
- Foundation: Concrete Perimeter,Raised
- Roof: Metal
- Construction materials: Vinyl,Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Range,Disposal,Electric Range,Ice Maker,Microwave,Range Hood,Refrigerator,Water Heater
- Laundry features: Electric Dryer Hookup,Inside,Washer Hookup
Basement
- Level: Lower
Bedroom
- Level: Main
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Main
Features
- Ceiling Fan(s),Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s)
- Door features: Dead Bolt Lock(s)
- Window features: Blinds,Double Pane Windows,Screens,Vinyl Clad
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,160
- Total interior livable area: 1,160 sqft
Property
Details
- Parcel number: 138e028124.000
- Zoning description: Res Medium Density
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: Dock
- Fencing: None
- On waterfront: Yes
- Waterfront features: Bayou,Seawall,Gulf Access,River Access,Waterfront
Lot
- Lot size: 10,018 sqft
- Features: Cleared,Level,Open Lot
- Lot size dimensions: 300 x 100
Parking
- Total spaces: 4
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $493 | $5,916 |
| Property Taxes | $200 | $2,400 |
| Electricity | $192 | $2,304 |
| Total | $2,730 | $32,760 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Listed for sale | $365,000 |
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