See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6043 Holly Dr, Bay Saint Louis, MS, 39520

5beds
3baths
2,800sqft
$369,000
$132price/sqft
$2,825/moest. monthly cost
$113,000/yrincome needed

About This Home

Beautifully remodeled 5-bedroom, 2.5 bath home with bonus room situated on 8 fully fenced lots offering approximately 2,800 square feet of living space. This property blends comfort, functionality, privacy, and modern upgrades — perfect for entertaining, large families, hobbyists, or anyone looking for extra space both inside and out. Recent updates within the last year include roof replacement, new siding, updated lighting, new flooring throughout most of the home, fresh interior paint, new cabinetry, and a new 5-ton central A/C & heating system. The updated kitchen features butcher block countertops, an oversized 5x9 island, and stainless-steel appliances. Inside the fenced area you'll also find a 24x30 workshop/two-car garage complete with a half bath and RV storage equipped with water, sewer, and electricity. The home is equipped with Ring security cameras, electronic door locks, and smart-home capable features allowing remote access to lighting, HVAC, locks, and security systems. Additional features include upgraded windows installed approximately 6 years ago with transferable warranty information available, fiber optic internet availability per seller, water heater timer, and spacious outdoor areas with endless possibilities. Seller may also consider selling additional lots located across the street separately from the home sale. Properties offering this much space, functionality, and modern updating are hard to find. Schedule your private showing today to experience everything this unique property has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
Hancock Middle SchoolGrades 6-84.0 mi
8/10
Hancock High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Free-Standing Range

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Soaking Tub,Breakfast Bar,Kitchen Island
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Electric,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 139c030030.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Private Yard,RV Hookup
  • Fencing: Fenced
  • Waterfront features: None

Lot

  • Lot size: 0.27 Acres
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$498$5,976
Property Taxes $202$2,424
Electricity $260$3,124
Total$2,825$33,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,857/yr
40% on housing$84,750/yr
45% on housing$75,333/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$173
Hancock County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Price change$369,000
2026-05-25Listed for sale$396,000
2022-09-10Listing removed--
2022-07-26Listed for sale$194,654
2022-07-13Listing removed--
2022-03-08Price change$204,900
2021-10-18Price change$209,900
2021-06-03Listed for sale$220,000
2009-11-07Listing removed$195,000
2009-01-28Listed for sale$195,000

For Sale by Agent

AgentSarah Thigpen Walters
BrokerageEpique

Similar Homes