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422 Cachemont Cv, Biloxi, MS, 39531

3beds
2baths
2,560sqft
$347,000
$136price/sqft
$2,725/moest. monthly cost
$109,000/yrincome needed

About This Home

Price Reduction AND a New AC Unit! Don't miss this opportunity! Make an offer! Looking for space beyond the typical 3-bedroom home? This 2,560-square-foot La Bonne Terre property offers a private upstairs owner's retreat, dedicated office with custom built-ins, and an oversized bonus room ideal for a media room, home gym, hobby space, or playroom. Major updates include a 2021 roof, one HVAC system replaced approximately 4 years ago (the other just replaced), fiber internet availability, and no flood insurance requirement. Conveniently located just minutes from Biloxi beaches, public boat launches, shopping, dining, and Keesler Air Force Base. Well-maintained and move-in ready, this home offers flexible living spaces designed to adapt to today's lifestyle.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
8/10
9/10
Biloxi High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,ENERGY STAR Qualified Appliances,Free-Standing Refrigerator,Microwave
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Central Vacuum,Eat-in Kitchen,High Speed Internet,Natural Woodwork,Pantry,Recessed Lighting
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,ENERGY STAR Qualified Equipment
  • Cooling features: Ceiling Fan(s),Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Property

Details

  • Parcel number: 1110b01001.158

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard
  • Fencing: None

Lot

  • Lot size: 0.27 Acres
  • Features: City Lot

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener,Garage Faces Front,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,754$21,048
Home Insurance *$563$6,756
Property Taxes $170$2,040
Electricity $238$2,856
Total$2,725$32,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,428/yr
40% on housing$81,750/yr
45% on housing$72,666/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 39531$164
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39531$127
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$347,000
2026-06-05Listed for sale$348,900
2026-05-04Listing removed$368,000
2026-04-28Price change$368,000
2026-03-25Price change$375,200
2026-02-23Price change$381,800
2025-12-26Price change$385,000
2025-10-28Price change$397,000
2025-09-12Price change$408,000
2025-07-10Price change$413,000
2025-05-22Price change$422,500
2025-05-07Price change$432,500
2025-04-28Listed for sale$440,000

For Sale by Agent

AgentCyndi Rush
BrokerageRE/MAX Coast Delta Realty

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