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317 Nelson Rd, Biloxi, MS, 39531

2beds
1baths
780sqft
$150,000
$192price/sqft
$1,266/moest. monthly cost
$50,640/yrincome needed

About This Home

Welcome to **317 Nelson Road, Biloxi**—a cozy, completely renovated home offering simple, low-maintenance living in a convenient location. Recent updates include a **new roof, new HVAC system, new windows, new sub-flooring, new flooring, new sheetrock, new kitchen appliances, new plumbing, new electric, and new insulation in the ceiling, walls, and crawlspace--exterior outlets for security camera hookup and an electric vehicle charging station!!**, providing comfort and peace of mind. Just minutes from Biloxi's beaches, shopping, restaurants, entertainment, the VA Medical Center, and Keesler Air Force Base, you'll enjoy easy access to everything the Mississippi Gulf Coast has to offer. Great for a first-time buyer, someone looking to downsize, or an investment opportunity, this move-in-ready home combines modern updates with a relaxed coastal lifestyle.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
8/10
9/10
Biloxi High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1953

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Flat
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Property

Details

  • Parcel number: 1110h02005.000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$243$2,916
Property Taxes $73$876
Electricity $192$2,304
Total$1,266$15,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,405/yr
40% on housing$37,980/yr
45% on housing$33,760/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 39531$166
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39531$127
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$150,000
2026-07-13Listed for sale$162,000
2023-04-27Listing removed--
2023-04-12Pending sale$79,900
2023-04-08Listed for sale$79,900

For Sale by Agent

AgentSarah Craddock
BrokerageBlackwater Realty

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