2154 Floyd Dr, Biloxi, MS, 39531
About This Home
Completely renovated within the past four years, this move-in ready Biloxi home has been more than well taken care of. It combines the peace of mind of major system upgrades with a flexible floor plan that's hard to find. Offering 4 bedrooms and 3 full bathrooms, including two primary suites, the layout is ideal for multi-generational living, guests, or anyone who simply wants additional privacy. Inside, you'll find updated flooring and a remodeled interior that reflects the home's extensive renovation. Beyond the cosmetic improvements, nearly every major component has already been addressed, including a new roof, HVAC system, energy-efficient windows, additional attic insulation, water heater, flooring, and even the toilets. Those improvements mean less to worry about after closing and fewer large maintenance expenses for years to come. The seller is also offering buyer incentives, including the option of an interest rate buydown or negotiable concessions, allowing you to choose the option that best fits your financial goals. For buyers thinking beyond today, this property also offers outstanding long-term flexibility. With four bedrooms and a functional layout, it has strong potential as a future long-term rental, mid-term rental, or shared housing opportunity should your plans ever change. Conveniently located just minutes from Keesler Air Force Base, the VA Hospital, Mississippi's beautiful Gulf Coast beaches, Edgewater Mall, the Mississippi Coast Coliseum, Popps Ferry Elementary, Highway 90, shopping, dining, and entertainment, this home places everyday conveniences within easy reach while providing the versatility to fit a variety of lifestyles
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 1970
Materials
- Foundation: Slab
- Roof: Architectural Shingles
- Construction materials: Brick,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Freezer,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Stainless Steel Appliance(s),Vented Exhaust Fan
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Crown Molding,Granite Counters,Open Floorplan,Recessed Lighting,Soaking Tub
- Window features: Double Pane Windows,Insulated Windows,Screens
- Flooring: Vinyl
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan
Interior Area
- Total structure area: 1,450
- Total interior livable area: 1,450 sqft
Property
Accessibility
- Accessibility features: Common Area
Details
- Parcel number: 1210e01083.000
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch,Stone/Tile
- Exterior features: Lighting,Other
- Fencing: Back Yard,Chain Link,Perimeter,Privacy,Fenced
Lot
- Lot size: 9,583 sqft
- Features: Front Yard,Landscaped
Parking
- Parking features: Driveway,Concrete
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Harrison County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,132 | $13,584 |
| Home Insurance * | $363 | $4,356 |
| Property Taxes | $110 | $1,320 |
| Electricity | $192 | $2,304 |
| Total | $1,797 | $21,564 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $224,000 |
| 2025-04-15 | Listing removed | $1,962 |
| 2025-02-19 | Listed for rent | $1,962 |
| 2025-02-19 | Listing removed | $1,850 |
| 2025-02-03 | Price change | $1,850 |
| 2025-02-01 | Price change | $1,800 |
| 2025-01-22 | Listed for rent | $1,850 |
| 2025-01-16 | Listing removed | $1,962 |
| 2024-12-31 | Price change | $1,962 |
| 2024-11-12 | Listed for rent | $2,169 |
| 2022-05-27 | Sold | -- |
| 2022-04-24 | Pending sale | $179,888 |
| 2022-04-23 | Listed for sale | $179,888 |
| 2021-11-04 | Sold | -- |
| 2021-10-01 | Pending sale | $65,000 |
| 2021-07-06 | Listed for sale | $65,000 |
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