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324 West Dr, Biloxi, MS, 39531

2beds
1baths
780sqft
$140,000
$179price/sqft
$1,194/moest. monthly cost
$47,760/yrincome needed

About This Home

Such a charming cottage style house! Old Biloxi charm and minutes from Keesler, the beach and casinos. And one of the top rated school districts on the coast. New LP Smart siding on the exterior. Shiplap installed in living room area. Laundry room was made bigger. Newer remodeled kitchen and new bathroom was completely redone + newer windows. This is move-in ready and would be a great starter home or a retirement home. Not in a flood zone! Plumbing was recently updated as well. Last two pictures are virtually staged to show how seller had furniture placed.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
8/10
9/10
Biloxi High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1952

Materials

  • Foundation: Other,See Remarks
  • Roof: Asphalt
  • Construction materials: Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cape Cod
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Vinyl,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Property

Details

  • Parcel number: 1210f02046.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard,Front Yard,Fenced

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 57 x 226 x 88 x 171

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$227$2,724
Property Taxes $68$816
Electricity $192$2,304
Total$1,194$14,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,937/yr
40% on housing$35,820/yr
45% on housing$31,840/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 39531$166
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39531$127
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$129,500
2026-08-01Listed for sale$140,000
2022-06-23Listing removed--
2022-06-21Listed for sale$105,000
2021-04-16Sold--
2021-03-18Listed for sale$89,900
2021-03-08Listing removed--
2021-01-04Listed for sale$89,900
2017-06-17Listing removed$750
2017-05-26Listed for rent$750
2014-04-03Listing removed$850
2013-10-16Listed for sale$850
2013-06-27Listing removed$39,500
2013-03-21Price change$39,500
2013-02-04Listed for sale$44,500
2011-09-29Listing removed$49,900
2011-07-10Price change$49,900
2011-06-09Price change$54,900
2011-04-30Price change$59,900
2011-03-26Price change$66,900
2011-02-05Listed for sale$74,900

For Sale by Agent

AgentLisa Karnes
BrokerageHeart & Home Realty Group

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