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2004 Bayou Laporte Dr, Biloxi, MS, 39531

4beds
4baths
4,357sqft
$1,499,000
$344price/sqft
$11,154/moest. monthly cost
$446,160/yrincome needed

About This Home

Discover the ultimate Gulf Coast lifestyle in this stunning modern waterfront home, perfectly nestled in the exclusive Bent Oaks community. Designed for both relaxation and adventure, this residence offers direct access to the Back Bay and features its own private fishing pier with a 30 ft boat dock and boat lift. With easy access to the Gulf, it's ideal for avid anglers and boating enthusiasts. This is the best home for entertaining. Inside, the home is filled with natural light and offers a seamless blend of elegance and comfort. Highlights include a spacious living room with soaring barrel ceiling from front to back of home, a modern electric fireplace flanked by pretty custom cabinets and shelving. The living area flows into the formal dining room, perfect for entertaining, and a gourmet kitchen equipped with high-end stainless steel appliances, a huge pantry, and a large center island. Each floor could be a separate living space. The 1st floor large gathering room has an underlit honey onyx countertop with bar seating that easily seats 10 people. There are 3 bedrooms on this level. One of the bedrooms makes an excellent office space. This split plan offers a generously sized living area, great for a big family. Even the garage has built-in cabinetry. This home also boasts a sprinkler system, 2 80-gallon water heaters, zoned heating and air, ceiling fans, and all neutral colors throughout. This home would easily accommodate a separate living or guest quarter. The two levels are separate but so accessible. Architectural details abound--from the custom-designed wrought iron front door to the striking ceiling designs that elevate the space. With four generous bedrooms (all with walk-in closets) and 3.5 bathrooms, there's ample room for family and guests. Large closets and a two-car garage offer practical luxury and plenty of storage. Dine on your rear porch while enjoying the awesome bayou and sunrise/sunset views. Step outside to your private oasis: a 30,000-gallon gunite infinity-edge pool, a relaxing pool spa with built-in underwater stools, a fire pit, and an outdoor kitchen; all surrounded by lush tropical landscaping--ideal for hosting, unwinding, or enjoying the serene waterfront views. This home is about an hour's drive to New Orleans and Mobile. It has easy access to award-winning dining,, golf, gaming, and the gorgeous Gulf of America. The beach is a short drive away. Get in your boat and easily access the beautiful waters of the Gulf. Fish off your backyard dock, or just relax watching the amazing sunrises and sunsets. The panoramic view of the water and skyline is one of a kind. Embrace the Gulf Coast lifestyle, boasting lots of festivals, parades, museums, and fun-filled local celebrations. The owner is a licensed realtor.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
8/10
9/10
Biloxi High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2003

Materials

  • Foundation: Chainwall
  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Range Hood,Refrigerator,Stainless Steel Appliance(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,357
  • Total interior livable area: 4,357 sqft

Property

Details

  • Parcel number: 1209n03020.000

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Pool/Spa Combo
  • Exterior features: Boat Slip,Dock
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bay,Boat Dock,Seawall,Gulf Access,Waterfront

Lot

  • Lot size: 0.30 Acres
  • Features: Landscaped,Views

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$2,433$29,196
Property Taxes $737$8,844
Electricity $405$4,861
Total$11,154$133,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$382,422/yr
40% on housing$334,620/yr
45% on housing$297,440/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 39531$158
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39531$127
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$1,650,000
2026-04-16Listing removed$1,695,000
2025-09-19Listed for sale$1,695,000

For Sale by Agent

AgentKathy Elias
BrokerageColdwell Banker Alfonso Realty-Lorraine Rd

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