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1096 Beach Blvd, Biloxi, MS, 39530

4beds
3baths
2,582sqft
$849,000
$329price/sqft
$6,306/moest. monthly cost
$252,240/yrincome needed

About This Home

Nestled in the heart of Biloxi along beautiful Beach Boulevard, this stunning historic home offers timeless charm and breathtaking views. The property includes 3 parcels, with plenty of space to make your vision come to life. Whether you're dreaming of a one-of-a-kind residence or envisioning a vibrant new business, the possibilities are endless. Zoned for community business, this property could be transformed into a boutique hotel, short-term rental, restaurant, bar, or even a wedding venue — the choice is yours. Home is being sold as-is. Reach out to schedule your showing today!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

7/10
8/10
9/10
Biloxi High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1875

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Architectural Shingles
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Greek Revival
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),High Ceilings
  • Door features: French Doors
  • Flooring: Ceramic Tile,Slate,Vinyl,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,582
  • Total interior livable area: 2,582 sqft

Property

Details

  • Parcel number: 1310i01043.000
  • Zoning description: Community Bus

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Exterior features: Balcony
  • Fencing: Back Yard,Fenced
  • On waterfront: Yes
  • Waterfront features: Beach Front

Lot

  • Lot size: 0.85 Acres
  • Features: Corner Lot,Front Yard,Near Beach

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$1,356$16,272
Property Taxes $417$5,004
Electricity $240$2,881
Total$6,306$75,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,205/yr
40% on housing$189,180/yr
45% on housing$168,160/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 39530$134
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39530$113
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$849,000
2026-06-02Price change$849,000
2026-05-30Listed for sale$1,095,000
2026-03-31Pending sale$1,095,000
2025-10-27Listed for sale$1,095,000
2025-07-16Listing removed$975,000
2025-06-04Price change$975,000
2025-05-15Price change$1,099,000
2025-04-15Price change$1,135,000
2024-11-14Price change$1,185,000
2024-10-08Price change$1,299,999
2024-07-15Listed for sale$1,400,000
2015-10-15Listing removed$999,000
2015-08-29Listed for sale$999,000
2011-03-24Listing removed$1,500,000
2010-07-12Listed for sale$1,500,000

For Sale by Agent

AgentLynn O'Keefe
BrokerageThe O'Keefe Real Estate Group

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