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401 Porter Ave, Biloxi, MS, 39530

2beds
1baths
1,108sqft
$209,000
$189price/sqft
$1,683/moest. monthly cost
$67,320/yrincome needed

About This Home

Adorable cozy bungalow in the heart of Biloxi. It's steps away from Back Bay and minutes to the Gulf of Mexico. Keesler Air Force Base is right around the corner. Shopping, restaurants, beaches and casinos are blocks away - you are close to everything. This home has a spacious living room with fireplace and a step-saver kitchen. The original hardwood floors and slate roof add charm and character. All of the windows are new except 2 in the living room. Please see the Amenities page for more information. Professional photos will be taken when tenants move out - please excuse all the boxes!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10
Biloxi High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1940

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Slate
  • Construction materials: Siding,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Free-Standing Gas Range,Refrigerator,Washer/Dryer Stacked
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Storage
  • Door features: Dead Bolt Lock(s),French Doors
  • Window features: Blinds,Insulated Windows,Vinyl
  • Flooring: Hardwood
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,108
  • Total interior livable area: 1,108 sqft

Property

Details

  • Parcel number: 1310a02089.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Brick
  • Exterior features: Private Yard
  • Fencing: Back Yard,Front Yard,Wrought Iron

Lot

  • Lot size: 6,969 sqft
  • Features: City Lot
  • Lot size dimensions: 60 x 119 x 60. x 119

Parking

  • Total spaces: 2
  • Parking features: Concrete,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$333$3,996
Property Taxes $102$1,224
Electricity $192$2,304
Total$1,683$20,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,702/yr
40% on housing$50,490/yr
45% on housing$44,880/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 39530$141
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39530$113
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$209,000
2026-07-16Listed for sale$209,000
2021-03-24Listing removed--
2018-05-17Listing removed$1,300
2018-05-08Listed for rent$1,300
2016-06-14Listing removed$116,000
2016-06-02Pending sale$116,000
2016-05-20Listed for sale$116,000

For Sale by Agent

AgentBillie Myrick
BrokerageMoran

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