119 Jefferson Davis Ave, Biloxi, MS, 39530
About This Home
Experience luxury coastal living with unobstructed beach views--plus transferable flood insurance at an incredible rate. This exceptional home offers coverage at just $845 per year, with a full risk premium of only $1,086. Designed with comfort and sophistication in mind, this 4-bedroom, 4.5-bath residence features a primary suite conveniently located on the main level. Every bedroom includes its own walk-in closet and private full bath, while the owner's suite boasts a private balcony, spa-inspired shower, and its own dedicated washer/dryer closet. The gourmet kitchen is the centerpiece of the home, complete with a five-burner cooktop, farmhouse sink, and premium stainless steel appliances. An open layout connects the kitchen, dining, and living areas--all showcasing sweeping views of Biloxi Beach and the Gulf--creating an inviting space ideal for everyday living and entertaining. Step outside to an expansive deck perfect for sun or shade, enhanced with wired speakers, a gas line for grilling, and a water spigot for gardening. The home is already equipped with smart-home wiring, a tankless water heater for endless hot water, an elevator for effortless access, insulated garage doors, built-in shelving, and additional storage under the stairs. The fully fenced yard maintains privacy without compromising the stunning views. Raised garden beds and a dedicated-meter sprinkler system make outdoor upkeep simple and enjoyable. This property truly offers it all--luxury finishes, thoughtful design, modern conveniences, and breathtaking Gulf views that will remain unobstructed. A rare opportunity to own a coastal masterpiece ready to welcome its next owners.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 2020
Materials
- Foundation: Pilings/Steel/Wood,Slab
- Roof: Metal
- Construction materials: Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Oven,Cooktop,Dishwasher,Exhaust Fan,Gas Cooktop,Gas Water Heater,Ice Maker,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Vented Exhaust Fan
- Laundry features: Inside,Laundry Closet,Laundry Room,Main Level,Multiple Locations,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Crown Molding,Double Vanity,Elevator,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Smart Home,Smart Thermostat,Special Wiring,Storage,Walk-In Closet(s),Wired for Data,Wired for Sound,Breakfast Bar
- Door features: Dead Bolt Lock(s),French Doors,Insulated
- Window features: Blinds,Double Pane Windows
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central,Electric,Heat Pump,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 2,650
- Total interior livable area: 2,650 sqft
Property
Details
- Parcel number: 1310l04051.000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Porch,Rear Porch
- Exterior features: Balcony,Elevator,Garden,Private Yard
- Fencing: Back Yard,Wrought Iron,Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access
Lot
- Lot size: 0.30 Acres
- Features: City Lot,Cleared,Few Trees,Landscaped,Near Beach,Sprinklers In Front,Sprinklers In Rear,Views
- Lot size dimensions: 74 x 173 x 75 x 173
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Lighted,Storage,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Harrison County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,939 | $47,268 |
| Home Insurance * | $1,244 | $14,928 |
| Property Taxes | $383 | $4,596 |
| Electricity | $246 | $2,956 |
| Total | $5,812 | $69,744 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Listed for sale | $799,000 |
| 2026-03-12 | Listing removed | $839,000 |
| 2026-02-16 | Price change | $839,000 |
| 2026-01-26 | Price change | $845,000 |
| 2026-01-12 | Price change | $849,999 |
| 2025-12-08 | Price change | $860,000 |
| 2025-11-25 | Price change | $889,000 |
| 2025-11-17 | Price change | $889,200 |
| 2025-11-10 | Price change | $899,200 |
| 2025-10-30 | Price change | $899,000 |
| 2025-09-22 | Listed for sale | $918,280 |
| 2021-04-16 | Sold | -- |
| 2021-03-12 | Pending sale | $619,000 |
| 2021-02-12 | Price change | $619,000 |
| 2021-01-13 | Price change | $614,000 |
| 2021-01-10 | Price change | $614,900 |
| 2021-01-09 | Price change | $614,000 |
| 2020-10-19 | Listed for sale | $619,000 |
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