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176 Acacia Ave, Biloxi, MS, 39530

4beds
4baths
3,219sqft
$674,900
$210price/sqft
$5,120/moest. monthly cost
$204,800/yrincome needed

About This Home

Located just two blocks off the Beach and outside of a flood zone, this beautifully appointed southern style residence offers a rare combination of space, craftsmanship & convenience in the heart of Biloxi. Spanning approximately 3,219 square feet, the main living area is highlighted by 12' ceilings, original hardwood flooring, detailed crown molding, and a custom staircase, creating a sense of both warmth and architectural presence. The kitchen is designed for both everyday living and entertaining, featuring quartz countertops, large center island with new LED overhead lighting, KitchenAid professional gas range with stainless vent hood, custom cabinetry with soft-close features, and a spacious walk-in pantry with an additional refrigerator. The primary suite offers a private retreat with a clawfoot soaking tub, separate tiled shower, and a large walk-in closet. An adjacent bedroom provides flexibility for use as an office or nursery. Additional features include a second-floor living area with balcony access, updated lighting throughout, tankless hot water, and a security system with keyless entry. Outside, the property continues to impress with a heated and cooled 20' x 24' workshop/studio complete with new track lighting, plumbing and electrical--ideal for a variety of uses. The exterior also features antique brick accents, a resurfaced driveway, irrigation system, new sod, and a new roof on the workshop. A rare opportunity to own a well-maintained and thoughtfully upgraded home in close proximity to the Gulf and two blocks to Miramar Park.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
76
BikeVery Bikeable

Schools

6/10
8/10
9/10
Biloxi High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1950

Materials

  • Foundation: Combination,Raised
  • Roof: Metal,Shingle
  • Construction materials: Brick,Shake Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Disposal,Dryer,Exhaust Fan,Free-Standing Refrigerator,Gas Water Heater,Microwave,Stainless Steel Appliance(s),Tankless Water Heater,Washer,See Remarks
  • Laundry features: In Bathroom,Sink,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Pantry,Recessed Lighting,Soaking Tub,Stone Counters,Walk-In Closet(s),Wired for Data,Bidet
  • Door features: Dead Bolt Lock(s),French Doors
  • Window features: Blinds,Screens
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,219
  • Total interior livable area: 3,219 sqft

Property

Details

  • Parcel number: 1310l04068.000
  • Zoning description: Single Family Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Terrace
  • Exterior features: Balcony,Private Yard
  • Fencing: Back Yard,Privacy,Fenced
  • On waterfront: Yes
  • Waterfront features: Beach Access,See Remarks

Lot

  • Lot size: 6,098 sqft
  • Features: City Lot,Front Yard,Landscaped,Near Beach,Sprinklers In Front
  • Lot size dimensions: 55' x 117' x 56' x 117'

Parking

  • Total spaces: 2
  • Parking features: Carport,Storage,Concrete
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,412$40,944
Home Insurance *$1,078$12,936
Property Taxes $331$3,972
Electricity $299$3,591
Total$5,120$61,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,542/yr
40% on housing$153,600/yr
45% on housing$136,533/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 39530$138
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39530$113
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$699,900
2026-03-31Listed for sale$724,900
2024-09-23Sold--
2024-08-10Pending sale$469,000
2024-06-22Price change$469,000
2024-05-10Price change$489,000
2024-04-23Listing removed--
2024-01-17Listed for sale$499,000
2023-12-19Price change$2,600
2023-12-07Listed for rent$3,000
2023-09-27Listing removed--
2023-07-21Price change$499,000
2023-05-12Listed for sale$599,000
2023-03-31Listing removed$649,000
2022-11-10Listed for sale$649,000
2022-07-22Listing removed--
2022-07-05Listed for rent$2,500
2021-03-24Listing removed--
2019-07-25Listing removed$2,000
2019-07-12Listed for rent$2,000
2018-06-14Listing removed$1,900
2018-05-26Listed for rent$1,900
2016-09-05Listing removed$329,900
2016-08-19Price change$329,900
2016-06-15Listed for sale$349,900

For Sale by Agent

AgentAngela Alston-Ross
BrokerageAlston Reed Real Estate Services, LLC.

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