




1229 Kensington Dr, Biloxi, MS, 39530
About This Home
Welcome home to beautiful Biloxi near the Back Bay! Situated on a high corner lot with picturesque water views, this charming property features a main home plus a versatile guest cottage. Mature oak trees draped with Spanish moss add timeless coastal character. The main home is a 2-bedroom, 2-bath residence offering a flexible bonus room ideal for a home office, craft space, storage, or additional sleeping area (no closet). Cosmetic updates may be desired and are reflected in the price, while the home remains comfortable and livable as-is. The 3-tab roof on the main house is approximately 14 years old. A newer Trane HVAC system was installed on 9/20/22 by Ball Heating & Air. The detached guest cottage (approx. 390 sq ft) is currently occupied and offers excellent flexibility—perfect as an art studio, in-law suite, or additional living space. It features a mini-split system serviced on 10/14/25 by Foster's A/C, and the roof was replaced in August 2024 by Byron Construction. A metal storage building conveys with the sale. Located in a desirable neighborhood surrounded by lovely homes, this property offers charm, flexibility, and opportunity. Home(s) will be sold ''As Is, Where Is,'' but are solid, full of potential, and ready for your personal touch. Don't miss this opportunity to make these home(s) your own. Call your trusted Realtor today to schedule a showing. Seller is ready to review any and all offers — so act fast! Don't let these home(s) be the one that got away!
Getting Around
Schools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,611
- Total interior livable area: 1,611 sqft
Property
Details
- Parcel number: 1309o02010.000
Features
- Levels: One
- Stories: 1
- Exterior features: Other
Lot
- Lot size: 0.27 Acres
Parking
- Total spaces: 1
- Parking features: Carport,Concrete,Other
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Harrison County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,514 | $18,168 |
| Home Insurance * | $478 | $5,736 |
| Property Taxes | $147 | $1,764 |
| Electricity | $192 | $2,304 |
| Total | $2,331 | $27,972 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Price change | $324,500 |
| 2026-01-22 | Price change | $379,400 |
| 2026-01-08 | Listed for sale | $399,900 |
